SMB and part-time workers on August 27, 17:49
One of the points indicated in the “option calculation” of this fiscal verification is to expand the scope of the employee pension for short-time workers.
Under the current system, employees who earn more than 88,000 yen a month working for large companies with more than 501 full-time employees are required to join the Employees' Pension, such as those who earn more than 88,000 yen a month.
This option estimate shows that when the company's scale, income, and other criteria are lowered to expand the scope of the Employees' Pension, the pension benefit level improves and the system becomes more stable.
If the company size requirement is abolished and the income standard is reduced to 58,000 yen or more per month, the number of employees of the welfare pension will increase by 1,050,000, and the future income replacement rate will improve from 4.3 points to 4.9 points. Estimated.
However, companies are required to pay half of their premiums when employees join the Employees' Pension. It is.
In this fiscal verification, for short-term workers such as part-time workers, it was estimated that the pension benefit level would improve if the scope of the welfare pension was expanded. Regarding the expansion of this application, SMEs are saying that "the burden is heavy and we want you to consider it carefully."
In a company that manufactures catered lunches in Numazu City, Shizuoka Prefecture, 14 out of 30 employees are part-time workers who do not participate in the Employees' Pension. Many people work 4 to 5 hours every day.
Under the current system, part-time workers whose working hours and income are below a certain level are not obligated to participate in the Employees' Pension. In the future, this system will change, and if all 14 part-time workers join the welfare pension, the company will need to pay half of the insurance premium, which is about 1.6 million yen per year. It is calculation.
Mr. Katsuhiro Ichimi said, “It should be a good idea to increase the pensions of workers, but it is a huge burden on companies. It is not an amount that can be overcome by ingenuity. I want you to be cautious about applying uniform standards to small and medium-sized enterprises. "
For part-time workers, if you join the Employees' Pension, you will receive more pensions in the future, but you will have to pay a monthly premium. For this reason, employees working at the company have various opinions.
A woman in her 40s who works as a part-time worker said, “I do double work with another job and manage my household in the last minute condition. I want to maintain my current income, so avoid paying insurance premiums for welfare pensions. I wanted to do it. "
On the other hand, a woman in her 50s says, “If you can get a generous welfare pension in the future, you can pay premiums. Even if you think about the children's generation, improvement of the system is necessary.” It was.