China-Singapore Jingwei client, June 4 (Dong Xiangyi) This year's government work report pointed out that the basic pension for retirees will be raised and the minimum standard for basic pensions for urban and rural residents will be raised. At present, more than 10 provinces have adjusted the basic pension policy for urban and rural residents. In addition, Shenzhen, Mianyang, Haimen and other regions have also undergone intensive adjustments. This year is the year to win the battle against poverty in an all-round way, and the exam to achieve full coverage of the basic pension insurance for the poor is also imminent.
New latitude and longitude in the data map
Multi-site pensions usher in new adjustments
The basic pension insurance for urban and rural residents is divided into basic pension and personal account pension. Personal account pensions are calculated from the money stored by individuals. The higher the payment level, the longer the period of payment, and the pensions will increase accordingly. In addition, individual account pensions also include government payment subsidies. The higher the payment level, the more subsidies.
On June 2, the notice of the Shenzhen Municipal People's Government on forwarding the Implementation Measures for Basic Pension Insurance for Urban and Rural Residents in Guangdong Province was issued. The residence insurance policy will adjust the annual payment level from ten to nine, and the government will subsidize the insured who pay on time on the basis of individual payment. Among them, the minimum individual payment is 180 yuan, and the subsidy is 30 yuan; the maximum individual payment is 4,800 yuan, and the subsidy is 150 yuan.
Shenzhen has also raised the government payment standard for difficult groups to 180 yuan. Previously, the minimum payment standard was set at 180 yuan per year, and the difficult group could choose to pay 120 yuan per year. The reason for this adjustment is that the Shenzhen Human Resources and Social Security Bureau stated that it is to implement the decision to win the fight against poverty, taking into account the fact that the minimum payment standard for insured persons other than the difficult groups is 180 yuan per year.
Screenshot of the official website of Shenzhen Municipal People's Social Bureau
Some cities are also intensively adjusted. As stipulated by Jiangsu Haimen, for the insured person who has continuously paid for more than 15 years, each additional year, an additional 2% of the basic pension will be paid every month. Sichuan Mianyang raised the minimum payment level of this year from 100 yuan per person per year to 200 yuan, and increased the maximum payment level per person per year by 4000 yuan. Anhui Lu'an decided to increase the basic pension from 110 yuan to 115 yuan per person per month.
From the provincial level, this year Beijing, Shanghai, Guangdong, Zhejiang, Shaanxi, Tianjin, Chongqing, Anhui, Jiangsu, Tibet, Inner Mongolia and other provinces and cities adjusted the basic pension policy for urban and rural residents.
Shanghai has increased the basic pension for urban and rural residents by 90 yuan per person per month. On the basis of the increase in pensions, the basic pension standard for urban and rural residents' pension insurance has been adjusted from 1,010 yuan per person per month to 1,100 yuan per person per month.
In order to further improve the incentives of the system, many adjustments have been made in the treatment determination mechanism. In terms of encouraging overpayment and overpayment, Guangdong pays a basic pension of not less than RMB 3 per month for insured persons whose contribution period exceeds 15 years. With regard to the appropriate tilting of the policy for senior insured persons, taking Tibet as an example, the basic pension for each person aged 65 to 69 years old will increase by 10 yuan per person; the basic pension for those aged 70 years and above Each person increases by 20 yuan per month.
Zheng Bingwen, member of the National Committee of the Chinese People's Political Consultative Conference and director of the World Social Security Research Center of the Chinese Academy of Social Sciences, suggested that the pension reform should establish a mechanism for overpayment and overpayment and increase the payment period. In 2017, 55 million people in China did not pay the insurance and paid less than 530 billion yuan. From 2010 to 2017, the payment of underpayment was reduced by 2.4 trillion yuan. "Because he doesn't know whether he can overpay or not, the payment is not linked to the rights and interests. Overpayment should be an internal motivation."
This year will achieve full coverage of the basic pension insurance for the poor
This year is the year in which China is decisively winning a comprehensive construction of a well-off society and decisively fighting poverty. The Ministry of Human Resources and Social Security issued a document in 2018 to clarify that the poverty alleviation policy of social insurance will be fully implemented by 2020 to achieve full coverage of the basic pension insurance for the poor. As of now, most provinces have included the poor population in the coverage of basic pension insurance.
New latitude and longitude in the data map
This year, Liaoning Province will include all poverty-stricken people in the coverage of basic old-age insurance according to the regulations. If the poverty-stricken people over the age of 60 do not enjoy the national pension insurance treatment, all urban and rural residents will be granted pension insurance treatment. In order to meet the requirements of eligible insured poor people to pay pension insurance premiums for urban and rural residents, before the end of June, the province to achieve 100% of the government's contribution rate and treatment payment rate for people with low security and special hardship.
Hunan requires to ensure full coverage of basic pension insurance for urban and rural residents as scheduled, and to achieve full coverage of urban and rural residents' pension insurance by the end of October 2020. Time tasks must be reversed and progressed step by step in a phased manner.
The relevant person in charge of the Gansu Provincial Department of Human Resources and Social Welfare said that the poverty-stricken people, low-income people, and people in extreme poverty who are over 60 years old will be included in the scope of pension insurance treatment, and the basic pension will be paid on time and in full.
In 2019, Guizhou will include all poverty-stricken people over the age of 60 and enjoy basic pension insurance treatment, and basically realize that the basic pension insurance for the poor people should be guaranteed. All poor people over 60 years of age in Shaanxi enjoy basic pension insurance for urban and rural residents. The 2.912 million poor people in Jiangxi have all been included in the basic pension insurance system for urban and rural residents. Xinjiang basically realizes the basic old-age insurance for the poor urban and rural residents should be fully guaranteed...
According to the regulations of the Ministry of Human Resources and Social Security, we must implement the various insurance preferential policies for the poor and pay the subsidy policies, focusing on the poor people, low-income people, poor people and other difficult groups who have not filed a card to mark out poverty. insurance.
Dong Dengxin, director of the Financial and Securities Research Institute of Wuhan University of Science and Technology, said in an interview with a reporter from China-Singapore Jingwei that the inclusion of poor people in the coverage of basic old-age insurance is mainly due to the payment of basic old-age insurance premiums for urban and rural residents through the local finance. In addition, the local finance can also pay for the "new rural cooperative medical system" for the rural poor. Of course, poor households can also apply for medical assistance and rural minimum living security. This multi-pronged approach is very important for solving the basic security of the rural minimum living security households and the poor. (Sino-Singapore Jingwei APP)
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