The balance of loans to companies and individuals by banks and credit unions averaged over 577 trillion yen in the last month, down from the previous month for the first time in three months.
This is because the movement to repay borrowings is progressing mainly in large companies with strong business performance, but the overall level is still high.
According to the "Trends in Lending and Deposits" released by the Bank of Japan, the balance of loans to companies and individuals by banks and credit unions nationwide averaged 577,074.6 billion yen in the last month, the first time in three months. It decreased from the month.
Of these, the balance decreased from the previous month due to the progress of repayment of borrowings mainly by large corporations with strong business performance at city banks.
On the other hand, the balance of regional banks, which have a large amount of loans to small and medium-sized enterprises, is on the rise, and although the infection status of the new coronavirus has once settled down, the balance of loans to small and medium-sized enterprises remains at a high level.
Regarding the outlook for the future, the Bank of Japan said, "Since the current demand for funds from companies is stable as a whole, lending growth will continue to be stable for the time being."
On the other hand, deposits by companies and individuals have continued to refrain from consumption among individuals even after the state of emergency was lifted, so the average for the last month was 833,599.0 billion yen, for three months. It increased continuously.