Chinanews client, Beijing, November 24th (Reporter Li Jinlei) Your pension is working hard to make money, and you are doing well.
On November 24, the "Basic Pension Insurance Fund Entrusted Operation Annual Report (2019)" released by the National Council of Social Security Funds showed that the entrusted scale of pension funds exceeded one trillion yuan, earning 66.386 billion yuan in 2019 and an investment yield of 9.03% .
RMB data map.
Photo by Chinanews reporter Li Jinlei
Pension fund entrusted scale exceeds one trillion
The National Council for Social Security Fund manages and operates the National Social Security Fund, and is entrusted with the investment and operation of the basic pension insurance fund.
The report shows that the entrusted scale of pension funds exceeds one trillion.
As of the end of 2019, the Social Security Fund has successively signed entrusted investment contracts with 22 provinces (autonomous regions and municipalities), with a total contract value of 1093.036 billion yuan, all of which are guaranteed under a five-year entrustment period. The actual funds received are 908.177 billion yuan.
The entrusted scale of pension funds is constantly expanding.
The Ministry of Human Resources and Social Security revealed at a press conference held on October 23 that as of the end of the third quarter of 2020, 24 provinces had initiated fund entrusted investment, with a contract amount of 1.1 trillion yuan and a total of 975.7 billion yuan, of which 21 provinces Start the entrusted investment work of the pension insurance fund for urban and rural residents.
Data map.
Photo by Chinanews reporter Li Jinlei
Earned 66.386 billion yuan in 2019
In terms of investment performance, in 2019, the equity investment income of the basic pension insurance fund was 66.386 billion yuan, and the investment yield was 9.03%.
Among them, the realized income was 43.334 billion yuan (realized yield 5.94%), and the fair value of trading assets was 23.052 billion yuan.
In 2019, it earned 66.386 billion yuan, with an investment yield of 9.03%, which significantly outperformed the inflation rate, and compared with 2017's 8.783 billion yuan of earnings and 5.23% investment yield, it was a substantial increase. It can be said that, The results are very good.
Data show that since the basic pension insurance fund was commissioned in December 2016, the accumulated investment income has reached 85.069 billion yuan.
At the end of 2019, the total equity of the basic pension insurance fund was 993.562 billion yuan, of which: the basic pension insurance fund equity of the entrusted provinces was 988.576 billion yuan, including the entrusted capital of the entrusted provinces was 908.177 billion yuan, the accounting income was 79.548 billion yuan, and the risk reserve fund was 8.51. 100 million yuan; 315 million yuan of fund reserve (mainly the floating profit and loss changes of available-for-sale financial assets); 4.67 billion yuan of entrusted management of basic pension insurance fund risk funds.
Data map.
Photo by China News Agency reporter Luo Yunfei
How does the pension insurance fund make money?
It is a good thing for the people to realize the preservation and appreciation of the value of pension insurance funds through investment.
However, the "Basic Pension Insurance Fund Investment Management Measures" set a "red line" for pension funds entering the market: the proportion of investment in stocks, stock funds, hybrid funds, and stock-type pension products must not exceed 30% of the net asset value of pension funds. %.
So, in 2019, as a "national team", how does the Social Security Fund make money?
In terms of investment philosophy, the Social Security Fund adheres to the concepts of long-term investment, value investment and responsible investment, and conducts investment operation and management in accordance with the principles of prudent investment, safety first, risk control, and increased returns to ensure fund safety and achieve value preservation and appreciation.
In terms of investment methods, the Social Security Fund adopts a combination of direct investment and entrusted investment to carry out investment operations.
Direct investment is directly managed and operated by the Social Security Fund, which mainly includes bank deposits and equity investment.
Entrusted investment is managed and operated by an investment manager entrusted by the Social Security Fund, which mainly includes domestic stocks, bonds, pension products, listed securities investment funds, stock index futures, treasury bond futures, etc. The entrusted investment assets are selected by the custodian of the Social Security Fund Hosting.
Data show that at the end of 2019, the total assets of the basic pension insurance fund were 1,076.78 billion yuan.
Among them: direct investment assets of 405.401 billion yuan, accounting for 37.65% of the total assets of the basic pension insurance fund; entrusted investment assets of 671.379 billion yuan, accounting for 62.35% of the total assets of the basic pension insurance fund.
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