【Explanation】Beijing will push the new convenience policy again. Provident fund depositors can use any one of their type I bank cards issued by 11 cooperative banks in Beijing as a "provided fund card" to handle housing provident fund withdrawal services without applying for a new card.
[Explanation] According to reports, Beijing has been implementing provident fund co-branded cards since 2006. It has been nearly 15 years. With the continuous development of business and technology, co-branded cards have been unable to meet the diverse needs of depositors. Some employees It is required not to re-make the card.
To this end, the Beijing Housing Provident Fund Management Center has launched a "provided fund card."
[Concurrent] Gu Feng, Director of Collection and Law Enforcement Division, Beijing Housing Provident Fund Management Center
In other words, we no longer restrict employees to apply for a joint card when handling provident fund business. He can use any of his type I savings cards from the 11 cooperative banks to handle provident fund business.
[Explanation] According to reports, the 11 cooperative banks include Industrial and Commercial Bank, Agricultural Bank, Construction Bank, Bank of China, Huaxia Bank, China Merchants Bank, Bank of Beijing, Bank of Communications, Beijing Rural Commercial Bank, Shanghai Pudong Development Bank, and China CITIC Bank.
[Concurrent] Gu Feng, Director of Collection and Law Enforcement Division, Beijing Housing Provident Fund Management Center
If he wants to register his savings card as a provident fund card, it is also very convenient for us. Employees can do it online, or go to our provident fund counter and bank counter to do it.
[Explanation] In addition, Beijing has also optimized the withdrawal policy of the housing provident fund for deceased employees.
Gu Feng introduced that when the immediate family members of the deceased employee apply for one-time cancellation of the housing provident fund for the deceased employee, and the account balance is less than 50,000 (excluding interest), there is no need to provide a notary certificate issued by the notary department confirming the right of inheritance or bequest , Or a judgment, ruling or mediation written by a people’s court.
[Concurrent] Gu Feng, Director of Collection and Law Enforcement Division, Beijing Housing Provident Fund Management Center
Let’s take an example. If a deceased employee has a provident fund balance of 30,000 yuan still with us, when his spouse came to withdraw in the past, we need his spouse to do a notarization, and we must have a notarization. Let you withdraw, then in the future, as long as it is verified that she is indeed the spouse of the deceased employee, then the 30,000 yuan can be directly withdrawn by the spouse.
[Explanation] Gu Feng introduced that when the deceased employee’s account balance is more than 50,000 yuan (excluding 50,000 yuan), as well as other heirs and bequestees other than immediate family members, when applying for inheritance and withdrawal of the housing provident fund, in addition to providing the applicant’s valid In addition to the original identity document, the death certificate of the deceased employee, or the original certificate of cancellation of the household registration, a notarial certificate confirming the right of inheritance or bequest issued by the notary public is required.
Reporter Liu Chao reports from Beijing
Editor in charge: [Ji Xiang]