<Anchor>

Friendly economic reporter Han Seung-koo is out. One reporter, Mr. Cho Hyun-min, came back to the management line as managing director of HanjinCal, and a private equity company, the second largest shareholder, entered immediately.

<Reporter>

Yes, this is a fund called KCGI. In November of last year, I was attracted attention as I became the second largest shareholder after overtaking the national pension, and my stake was 9%.

A little over half a year now it is close to 16%. Even though Chairman Cho Yang-ho was gone two months ago, he has continued to buy stocks.

First, let me start with the contents of Hanjin Carl's official announcement the evening after Cho Hyun-min's return was announced.

It is called 'Joe Emily Lee', and this is the American name of Cho Hyun-min, the American national. And unlisted officers. I am a registered officer when I participate in the board of directors and have legal responsibility, and foreigners can not take the registration officer of the national airline.

Jean Air has been almost canceled from his license and has not been granted any new airline licenses since the fact that his former six-year-old Air Registrar was illegally revealed during the water controversy.

So, when I look at the position that KCGI made yesterday (12th), I can see that the board of directors of KCGI has suffered a loss of share prices of the companies including Jin Air as well as Jean Air. I am asking how to give retirement allowance.

It means that the directors who work for the company are working for the majority shareholder.

<Anchor>

I do not know if this is the case.

<Reporter>

Yes, the stock price of the airline has fallen as a whole. It does not matter to the water gangster. Lastly, there is a possibility that Joe will contribute to group sales because he has been proven marketing specialist.

There are many observations that Cho, Hyun-a, who is on trial for smuggling, is returning after the trial, but this kind of conflict between KCGI and Hanjin Group is likely to continue until next year's shareholders' meeting.

This is not just to increase the stake, but to investigate whether the payment of the retirement allowance of former chairman Cho Yang-ho has been properly done. Whether the court wants to appoint the inspectors, or why the bank borrowed KRW 160 billion at the end of last year, Whether you file a petition for a preliminary injunction, this is what happened in the last week or ten days.

According to the Yu-Anta Securities analysis, KCGI already has a return on investment of 41%, worth 125 billion won. However, what I am doing so far is that I think I am looking to secure management rights for quite a long time.

Hanjin Carl will hold a general meeting of shareholders to decide the next term until March 23 of next year. Now, 16% of KCGI may not be able to get the desired result. The National Pension has been selling the Hanjin Kal stock for 4%, and we can not agree with KCGI next year.

Therefore, we will continue to check on the chairman side as we increase our stake as much as 20% level until the shareholders' meeting.

<Anchor>

And "I am promoted, so please lower your loan rate." This is the legal authority.

<Reporter>

Yes, it is. There was a right to cut interest rates, but since it was only in terms of the terms, the imperative was less. As all laws have passed, the requirements have been clearly defined and legally guaranteed.

Individuals are able to demand employment or promotion, increase of property, improvement of financial situation in case of enterprise, and increase of credit rating in common for individual company.

Now, financial companies must know that when they make a loan, they can ask their customers to cut interest rates. If you do not do this properly, you will be penalized up to 10 million KRW. If your customers demand a rate cut, you have to let them know by phone, letter or e-mail whether the interest rate will be reduced within 10 days.

Last year, demanding that the interest rate be lowered to 171 thousand cases, the savings of about 470 billion won was not enough to save the interest.

I am afraid that I will not be able to increase it this year because I changed it so that I will be informed. I am sorry that I can demand a rate cut online even now. However, I have to adjust the interest rate and go directly to the branch to make a loan agreement again.

I think it's going to be around November when it comes to banking arrangements to get the system ready for online or mobile processing.