Li Keqiang presided over the executive meeting of the State Council and decided to extend the inclusive small and micro enterprise loan deferred principal and interest policy and credit loan support plan, etc.

Li Keqiang presided over the executive meeting of the State Council

　　Decided to extend the inclusive small and micro enterprise loan deferred principal and interest payment policy and credit loan support plan

　　Adopted the "Regulations on Prevention and Treatment of Illegal Fund Raising (Draft)" and "Regulations on the Supervision and Administration of Medical Devices (Revised Draft)"

　　Premier Li Keqiang of the State Council presided over an executive meeting of the State Council on December 21, and decided to extend the inclusive small and micro enterprise loan deferred principal and interest policy and credit loan support plan, and passed the "Prevention and Treatment of Illegal Fund Raising Regulations (Draft)" and "Medical Device Supervision" Management Regulations (Revised Draft).

　　The meeting pointed out that in accordance with the deployment of the Party Central Committee and the State Council, in order to increase financial support to the real economy this year, especially to help small and micro enterprises tide over the difficulties, the relevant departments have introduced two direct monetary policy tools: The phased deferment of loan repayments for micro-enterprise loans will provide certain incentives, and provide preferential financial support for local corporate banks to issue inclusive credit loans to small and micro-enterprises.

The implementation of the policy has achieved remarkable results, benefiting more than 3.1 million small and micro enterprises, and has played a positive role in alleviating financial pressure on enterprises and ensuring market entities and residents’ employment.

The current economic operation is gradually returning to normal, but the special difficulties faced by the production and operation of small and micro enterprises still need to be assisted.

In order to implement the spirit of the Central Economic Work Conference and strive to keep the economy operating within a reasonable range, it is necessary to maintain policy continuity, stability and sustainability, make policy continuation and reasonable adjustments, stimulate the vitality of market entities, and stabilize market expectations.

The meeting determined that the first is to continue to implement the original inclusive loan deferral policy for small and micro enterprise loans in the first quarter of next year. On this basis, the policy period should be appropriately extended to ensure that the extension should be extended in accordance with market principles. Determined through independent negotiation with the enterprise.

Local corporate banks that handle loan deferred repayment of principal and interest with a period of not less than 6 months will continue to provide incentives at 1% of the loan principal.

The second is to appropriately extend the implementation period of the Inclusive Small and Micro Enterprise Credit Loan Support Program from the end of this year.

For eligible local corporate banks to issue inclusive credit loans to small and micro enterprises, continue to provide preferential financial support at 40% of the loan principal.

Implementing and appropriately extending the above-mentioned direct monetary policy tools will help small and micro enterprises to better respond to changes in the domestic and international environment and achieve stable recovery of production and operation.

　　The meeting emphasized that it is necessary to strengthen supervision in key areas, prevent and defuse risks, and protect the legitimate rights and interests of the people through the rule of law.

The meeting passed the "Prevention and Handling of Illegal Fund-raising Regulations (Draft)", stipulating that the provincial government is responsible for preventing and handling illegal fund-raising within its administrative area, and clarifying the division of responsibilities of local governments at all levels, industry authorities, and regulatory agencies. Improved prevention mechanisms in registration, Internet management, advertising, and fund monitoring, stipulated mandatory measures in investigation and handling, and strengthened regulatory accountability.

The draft strictly stipulates the administrative, criminal liability and return of funds for illegal fund-raising, and the consequences of illegal fund-raising participants.

The draft also stipulates that local governments at all levels and financial institutions should strengthen publicity and education on preventing illegal fund-raising, and enhance the public’s awareness and ability to identify illegal fund-raising.

　　The meeting pointed out that medical devices are related to the health and life safety of the people and must be subject to the strictest supervision.

The meeting passed the "Regulations on the Supervision and Administration of Medical Devices (Revised Draft)" to strengthen the responsibility of enterprises and research institutions for the safety and effectiveness of medical devices, clarify the approval and filing procedures, enrich the supervision methods, and add supervision measures such as product unique identification traceability and extended inspection Increase penalties for violations, significantly increase the amount of fines for serious violations involving quality and safety, revoke licenses, implement industry and market bans and other severe penalties for units and persons responsible for serious violations, and pursue criminal responsibility for crimes involving crimes. .

　　The meeting also studied other matters.