China News Service, January 22. Liang Tao, vice chairman of the China Banking and Insurance Regulatory Commission, said on the 22nd that the financial management department recently interviewed some Internet platform companies such as Ant Group. The relevant measures are not aimed at private enterprises, nor are they aimed at a certain company. Enterprises, will not affect the normal business development of related enterprises.

  On the afternoon of the 22nd, the State Information Office held a press conference on the reform and development of the banking and insurance industry in 2020.

At the meeting, a reporter asked: According to market reports, after government departments and regulatory agencies have implemented anti-monopoly measures on Internet platform companies, banks have begun to reluctantly suspend loans to private companies in related fields. Is this true?

What's the opinion of the regulator?

  Liang Tao responded that the private economy is an indispensable force to promote my country, and private enterprises are an important part of my country’s economy. Financial regulatory authorities have always supported the development of the private economy, taking the development of the private economy as one of the key tasks and guiding financial institutions to do The private economy provides a full range of financial services, and it should be said that significant results have been achieved.

  Liang Tao pointed out that recently, the financial management department interviewed some Internet platform companies such as Ant Group, pointing out that they have played an innovative role in developing financial technology, improving the efficiency and inclusiveness of financial services, and improving the efficiency and inclusiveness of financial services. .

But it also pointed out their problems such as illegal regulatory arbitrage, monopolistic operations, and damage to the legitimate rights and interests of consumers.

In accordance with the basic requirements of "strengthening anti-monopoly and preventing the disorderly expansion of capital", the financial management department has adopted standardized measures and carried out clean-up and rectification.

These measures are in line with anti-monopoly, anti-unfair competition and other market economic development laws and legal requirements, in line with the fundamental interests of the people and various market entities, and are completely consistent with the goal of supporting the long-term stable and healthy development of private enterprises.

Of course, the relevant measures are not aimed at private enterprises, nor are they aimed at a certain enterprise, and will not affect the normal business development of related enterprises.

  Regarding the issue of individual banks' reluctance to suspend loans to private enterprises in related fields, Liang Tao said that according to his knowledge, there are indeed individual cases, which are not in line with the basic spirit of "two unwavering" and should be corrected.

The China Banking and Insurance Regulatory Commission encourages bancassurance institutions to cooperate with Internet platform companies including the companies being interviewed in accordance with laws and regulations. The financial support policy remains unchanged and the intensity remains unchanged.

  "We have noticed that some Internet platform companies have taken a more active rectification attitude after being interviewed, and they have had preliminary results. We believe that through their own rectification and reform regulations, Internet platform companies will stick to their origins of serving the real economy and the people and maintain fair competition The market consciousness of China, under the premise of serving the real economy and complying with prudential supervision, has become an important force supporting the development of the national economy and boosting the domestic and international double cycle." Liang Tao said.