Aurélien Fleurot // Photo credit: Pixabay 08:32, September 21, 2023With the increase in natural disasters and inflation, insurance prices will increase in France in 2024. Housing contracts will be the most affected, with an increase of up to 8%. On the auto insurance side, the increase should be smaller, but will still be significant in budgets.
Automotive, health, housing... There will be no good surprises for your insurance rates in 2024. Hail, frost, tornado, floods... The increase in natural disasters partly explains these increases. Among the sectors most concerned: housing.
According to forecasts by Facts & Figures, a firm specializing in insurance, the increase in the price of home insurance contracts could go up to 8% next year. A little less alarmist, Olivier Moustacakis, co-founder of the comparator Assurland, still confirms this trend, especially due to an upsurge in burglaries.
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A slight increase for cars
"Burglaries were up more than 11% on the national territory in 2022, with some regions that had peaks such as the Brittany region which had suffered a 10% increase last year," which may have influenced the price of policies, explains the co-founder of the comparator Assurland. "But for 2024, we expect an increase (nationally) of 5%, which would raise the average premium which was at 227 euros to 238 - 239 euros on average," adds Olivier Moustacakis at the microphone of Europe 1.
No respite either on the side of car insurance. Projections estimate an increase of 4% in 2024. A figure below inflation thanks to a decrease in the number of accidents and the end of the monopoly of manufacturers on spare parts. On the other hand, bad news to come for owners of electric cars, who since 2021 were exempt from a special tax on insurance agreements, reducing the bill by 15 to 30% depending on the contract. This should no longer be the case from next year.