On July 7, the All-China Federation of Industry and Commerce and the China Banking Association released the 31 "Micro Assistance Plan" proposal, proposing to jointly promote the sustained improvement of economic operation and help small and micro enterprises accelerate recovery.

The proposal proposes to continuously expand service coverage, increase credit support for small and micro enterprises and individual industrial and commercial enterprises, and focus on improving the sense of financing access and satisfaction of private enterprises, central and western regions, third- and fourth-tier cities, long-tail customers, and new citizens; Strengthen supply chain financial services, focus on key supply chain ecological scenarios, and promote the integration and development of upstream and downstream, production, supply and marketing, and large and small enterprises; Promote the "credit loan" service model, and guide financial institutions to provide credit support to small and micro enterprises with good credit.

At the same time, it is necessary to increase the development of rural digital inclusive finance, encourage the exploration and use of big data, the Internet, satellite remote sensing and other technologies, and improve the efficiency of credit services for rural areas; Strengthen credit support for digital rural infrastructure, smart agriculture, rural e-commerce, new rural business formats and new agricultural business entities; Uniting the superior resources and forces of all sectors of society to jointly support the development of rural industries; Carry out rural financial knowledge training, improve the operation level of rural areas, and promote the employment and entrepreneurship of rural workers.

In addition, it is necessary to deepen the incubation mechanism of innovative small, medium and micro enterprises, increase the integration of financial resources and services, and provide precise and intelligent services for innovative small and medium-sized enterprises; Innovate service methods to support micro, small and medium-sized enterprises to implement the transformation of scientific and technological achievements, digital transformation, technological transformation, etc.; Increase the medium- and long-term capital supply of small and micro enterprises in the manufacturing industry to support green transformation and development; Increase credit support for small and micro enterprises with the ability to absorb employment, and encourage them to stabilize and promote employment; Innovate financial products and services, and increase financial support for entrepreneurial employment and flexible employment groups.

It is understood that since 2020, with the support of financial regulatory authorities, the All-China Federation of Industry and Commerce and the China Banking Association, together with financial institutions such as Industrial and Commercial Bank of China, Bank of China, and MYbank, have launched micro-assistance programs for three consecutive years to help small and micro enterprises and individual industrial and commercial enterprises cope with the impact of the epidemic, promote high-quality development, and enable a large number of long-tail small and micro groups that were not previously covered or under-covered to receive effective financial services. (CCTV News Client CCTV reporter Wang Lei)