On April 4, Bank of Beijing released its 7 annual report. According to the report, the bank achieved operating income of 2022.2022 billion yuan in 662, basically the same as the previous year, and achieved a net profit attributable to the parent of 76.247 billion yuan, a year-on-year increase of 6.11%, the highest growth rate in nearly eight years.

In 2022, Bank of Beijing will lead the "five major transformations" with digital transformation, focus on building "Commercial Bank Version 2.0", take more solid steps in high-quality development, and submit an excellent performance answer to the majority of investors.

On April 2023, 4, Bank of Beijing released its 7 Annual Report

Unite and strive to start a new journey of "secondary entrepreneurship"

The performance brand has achieved a new improvement. At the end of 2022, Bank of Beijing's total assets reached 3.39 trillion yuan, an increase of 10.76% over the beginning of the year, and its scale continued to rank first among city commercial banks; The net profit attributable to the parent was 247.60 billion yuan, a year-on-year increase of 11.4%, the highest growth rate in nearly eight years; Asset scale and net profit returned to "double-digit growth", and the quality and efficiency of operations continued to maintain a good level of listed banks. According to Tier 50 Capital, it ranked 50th among the world's <>,<> largest banks in the UK "The Banker" magazine, ranked among the top <> in the world for the first time, and was listed in the top <> global banks for nine consecutive years; It has been rated as a national systemically important bank by the People's Bank of China and the China Banking and Insurance Regulatory Commission for two consecutive years.

"Digital Beijing" inspires new momentum. In 2022, Bank of Beijing will firmly establish the concept of "One Bank, One Data, and One Platform", adhere to the "five major transformations" led by digital transformation, establish the overall strategic layout of "Digital Beijing Bank", establish the Bank of Beijing Digital Transformation Strategy Committee, Comprehensive Deepening Reform Committee, optimize the establishment of the Financial Technology Committee, and improve the top-level design of digital transformation. Strengthen the construction of digital core infrastructure, build a unified data foundation, and break down data silos; Speed up the construction of a unified financial operating system and open up system silos. In 2022, technology investment accounted for 3.7% of revenue, an increase of 0.2 percentage points over the previous year, achieving a good start in the "three-year action" of digital transformation.

The "three services" have achieved new results. In 2022, Bank of Beijing adhered to its development positioning, actively integrated into the new development pattern, and made new achievements in serving regional development, small and micro enterprises, and citizens. Actively integrate into the overall situation of regional coordinated development, and invest in the increase in RMB company loans (excluding bills) in the Beijing-Tianjin-Hebei, Yangtze River Delta and Pearl River Delta accounted for 84% of the annual increment, injecting financial vitality into the high-quality development of the regional economy. At the end of the reporting period, the balance of RMB deposits and loans in Beijing was 2.56 trillion yuan, a year-on-year increase of 3061.13 billion yuan, a growth rate of 6.2022%, and the scale and increment of deposits and loans ranked first among financial enterprises under the management of Beijing. Firmly positioning the development of "serving small and micro enterprises", as of the end of 1721, the balance of inclusive financial loans of the whole bank was 28.36 billion yuan, an increase of 49.144% over the beginning of the year; Online loans for public inclusion increased by 66.29% from the beginning of the year. It served 90,16 inclusive small and micro enterprises, an increase of 13,117 over the beginning of the year, an increase of 2.4%. The average interest rate of newly issued inclusive small and micro enterprises (including small and micro business owners) is 93.60%, further reducing the financing cost of small and micro enterprises. Comprehensively improve the service characteristics of "Citizen Bank", create comprehensive services for new citizens, set up a special class for financial services for new citizens, and the total credit scale of "Chuangying Loan" exclusive entrepreneurial loans for new citizens has exceeded <> billion yuan.

Integrity and innovation write a new chapter of high-quality development

Retail transformation continues to accelerate. By the end of 2022, Bank of Beijing's retail business revenue accounted for 34.1%, and retail interest net income accounted for 40.12%. Retail AUM reached RMB9749.4 billion, an increase of 10.2% over the beginning of the year; Savings deposits grew at the fastest pace in nearly a decade, up 21.7 percent. The scale of personal loans reached 6362.82 billion yuan, an increase of 8.69% over the beginning of the year. 2752.5 million retail customers, an increase of 7.28% over the beginning of the year; 86,49 VIP customers, an increase of 10.01% over the beginning of the year; There were 1,29 private banking customers, an increase of 15.22% over the beginning of the year. Launched the mobile banking APP version 7.0, and the number of mobile banking users reached 1366.21 million, a year-on-year increase of 530%; The number of monthly active users (MAU) of mobile banking exceeded 29.<> million, a year-on-year increase of <>%, ranking first among commercial banks in the city.

During the 2022 CIFTIS, Bank of Beijing launched the "Yangfan Plan" financial service plan for listed enterprises

The company's business quality and efficiency are better. By the end of 2022, the deposit scale of Bank of Beijing RMB Company was 1.33 trillion yuan, an increase of 11.66% over the beginning of the year; RMB corporate loans jumped to a trillion yuan, reaching 1.05 trillion yuan, an increase of 10.65% over the beginning of the year. Focusing on the strategy of serving the "manufacturing power", the investment in manufacturing loans was increased, and the balance of manufacturing loans was 1282.68 billion yuan, an increase of 20.65% over the beginning of the year. The three major customer management plans were further promoted, and the "cornerstone plan" was deepened with the "one household, one policy" for the group's customers, covering 340 strategic customers at the head office level; Expand the "Yangfan Plan" with full life cycle services, focusing on serving "specialized, specialized and new", enterprises to be listed and listed; Accelerate the promotion of digital expansion to help the "multiplication plan". By the end of 2022, the company had 21,6 effective customers, an increase of 21.67% over the beginning of the year. Released Corporate Internet Banking 9.0 and Corporate Mobile Banking 5.0, with 14,76 effective customers of Corporate Internet Banking, an increase of 22.26% over the beginning of the year.

The advantages of featured financial services are highlighted. In terms of green finance, in 2022, Bank of Beijing released its digital and low-carbon service brand "Jingcarbonbao", realizing the first landing of a number of innovative green finance products. By the end of 2022, the balance of green loans was 1103.03 billion yuan, an increase of 131.03% over the beginning of the year. In terms of science and technology finance, China has comprehensively enhanced the close strategic cooperation with the Beijing Stock Exchange (hereinafter referred to as the "Beijing Stock Exchange"), and entered the Zhongguancun Science and Technology Financial Service Center as the first batch of pilot banks, creating a comprehensive ecological chain serving "specialized, specialized and new" enterprises. As of the end of 2022, the balance of scientific and technological innovation financial loans was 1947.7 billion yuan, an increase of 23.35% over the beginning of the year; It has served 2600,2022 "specialized, specialized and new" enterprises in Beijing. In terms of cultural finance, it actively served the construction of cultural centers across the country and optimized the layout of franchise outlets, and as of the end of 728, the balance of cultural finance loans was 14.83 billion yuan, an increase of <>.<>% over the beginning of the year.

Financial market business is developing steadily. By the end of 2022, the scale of financial market management business reached 3 trillion yuan, the transaction volume of the money market exceeded 40 trillion yuan, and the national market accounted for 2.7%, ranking in the first echelon of the market. The transaction size of notes increased by 142% year-on-year, and the income from bill bid-ask spread increased by 107% year-on-year. Proprietary precious metals spread revenue increased 45% year-over-year. The revenue of asset custody business reached 6 million yuan, and the custody income of public funds increased by 8% year-on-year, ranking first in the growth rate of listed banks. Product innovation has been solidly promoted, the first X-Repo interbank certificate of deposit contract in the whole market was traded, the first batch of book-entry treasury bonds and Beijing local government bonds issued on the Beijing Stock Exchange were invested, the pilot qualification for mobile banking sales of savings treasury bonds (electronic) was obtained, the Bank's first electronic banker's acceptance draft purchase and resale transaction was implemented, and the Bank's first customized public fund was held to achieve its first offering on the Internet.

On June 2022, 6, Bank of Beijing launched the "Beijing Firefly Plan" children's financial service solution to protect the healthy growth of children

Consolidate the foundation and forge new advantages in the evergreen foundation industry

Improve the full life cycle and ecological financial service system. Bank of Beijing released the "Jingying Plan" comprehensive financial services for children, starting from children's finance, and actively builds a comprehensive financial service system for the whole life cycle of children's finance, growth finance, entrepreneurial finance, family finance, wealth finance and pension finance, so as to create a "bank that accompanies you throughout your life". By the end of 2022, the cumulative sales of Xiaojing Pressed New Year Bao exceeded 26.52 billion yuan, 41,138 Xiaojing cards were issued, and the scale of children's financial customers increased by 2022%, serving more than 132.1200 million families in total. Launched the "Sail Plan" financial services solution. By the end of <>, the "Specialized, Specialized and New Pilot Loan" had accumulated loans of <>.<> billion yuan, benefiting more than <>,<> enterprises, and the loan volume continued to rank first among the cooperative financial institutions of the Beijing Municipal Bureau of Economy and Information Technology. At the same time, we actively build a "trinity" ecological financial service system of enterprise home, customer market and ecological partner platform, and successfully hold the "Collaboration and Win-win Ecology - Beijing Banking Industry Finance Forum and Ecological Partner Conference" to build new advantages for future development through the aggregation of ecology and ecology.

Asset quality is stable and improving. In 2022, Bank of Beijing continued to improve its comprehensive risk management capabilities, strengthen risk prevention and control in key areas, gradually clear large non-performing risks, and achieve stable and strengthened asset quality. The Special Asset Management Department was established to gradually realize the transformation from traditional collection and management of non-performing assets to operation of non-performing assets. As of the end of 2022, the non-performing loan ratio of Bank of Beijing was 1.43%, down 0.21 percentage points from the end of the half year; the provision coverage ratio was 210.04%, an increase of 15.11% from the end of the half year, the asset quality showed a trend of stabilization and improvement, and the ability to offset risks steadily improved.

In 2023, Bank of Beijing will do a good job in strategic forward-looking planning, business advanced layout, risk monitoring and early warning, comprehensive risk response, and talent reserves, and make every effort to build "Commercial Bank Version 2.0", strive to write a new chapter of high-quality development, and contribute more to China's modernization.