China News Service, March 10th. According to news from the website of the Shanghai Banking and Insurance Regulatory Bureau on the 10th, the Shanghai Banking and Insurance Regulatory Bureau recently issued the "Notice on Further Improving Financial Services, Optimizing Shanghai's Business Environment and Supporting High-quality Economic Development", proposing "three The thirteen measures of "Stability, Four Construction and Six Improvements" will further enhance the international influence of Shanghai's business environment with greater financial innovation, and support the high-quality development of Shanghai's social economy.
The "Notice" proposes to stick to returning to the origin to serve the real economy and do a good job in the "three stability" work.
The incremental expansion of inclusive loans will help stabilize growth, guide banking institutions to further improve the "dare to lend, willing to lend, able to lend, and able to lend" mechanism, and strive to break through 1.1 trillion yuan in the balance of inclusive loans in Shanghai by the end of 2023; Loans should be continued as long as possible to ensure stable expectations, and strive to invest more than 1.2 trillion yuan in "seamless loan renewals" within the year, saving more than 10 billion yuan in costs for enterprises; build a long-term mechanism for "bailout financing" to support stable employment, Continue the working mechanism of Shanghai's "relief financing" until the end of 2023, expand the scope of the rescue financing industry, and strive to achieve a cumulative investment of more than 600 billion yuan in "relief financing" by the end of the year, and support 7 million people to stabilize their employment.
The "Notice" also proposed that innovation serve the implementation of the national strategy and build "four demonstration areas".
Realize professional franchise, build a technological financial demonstration zone, cultivate a group of scientific and technological financial business units, technological (characteristic) sub-branches and professional teams, and focus on supporting "Pujiang Light", high-tech, specialized and special new giants, technological giants, etc. Listed enterprises, and strive to break through 850 billion yuan in the balance of technology-based enterprise loans by 2023.
Innovate product evaluation, build a demonstration area for intellectual property financing, encourage banking institutions to develop evaluation tools with intellectual property evaluation as the core, and strive to exceed 10 billion yuan in the balance of intellectual property pledge loans in 2023, reaching the leading level in the country.
Improve the green financial mechanism, build a green financial demonstration zone, encourage the professional operation of green finance, cultivate green (characteristic) sub-branches, build a green financial team, promote the innovation of carbon trading investment and financing products, and strive to exceed 1.2 trillion yuan in green financing balance by 2023.
Focusing on the advantages of the headquarters economy and industrial chain, build a supply chain financial demonstration zone, build a supply chain financial system that serves domestic and international dual cycles, and links the Yangtze River Delta, and strives to exceed 450 billion yuan in supply chain financial balance by 2023.
In addition, the "Notice" proposes to promote financial inclusion and digitalization to achieve "six upgrades".
Give full play to the function of insurance protection and risk reduction, improve the sense of well-being of market players, and support the provision of exclusive products and services for key industries such as integrated circuits in light of national strategies and social requirements such as green finance and technological innovation.
Expand the coverage of "Shanghai Huibao".
Precisely reduce fees, transfer profits and reduce costs, enhance the sense of gain of market players, implement the reduction of what should be reduced and the exemption of what should be exempted, improve the policy-based on-lending mechanism, and promote the "smooth financing" project.
Vigorously promote digital financial services, enhance the experience of market entities, promote the construction of a digital platform for first loan renewal, and enrich the application scenarios of the "Shanghai Insurance Code" online platform.
Build a new model of government-bank-enterprise cooperation, improve the satisfaction of market players, give full play to the advantages of banking and insurance institutions in terms of capital, technology, channels, and personnel, and promote the handling of high-frequency matters in banks.
Improve financial services for bankruptcy and reorganization, enhance the sense of security of market players, actively restore the financing credit of bankruptcy and reorganization companies, and encourage the provision of necessary bailout financing for bankrupt companies with operational value.
Explore inclusive and prudent supervision, enhance the sense of responsibility of financial institutions, explore the establishment of a mechanism of "minor violations of law will not be punished according to law", and urge banking and insurance institutions to issue social responsibility reports and actively fulfill their social responsibilities.
The Shanghai Banking and Insurance Regulatory Bureau stated that in the next step, based on the practice of building an international financial center in Shanghai, it will organize banking and insurance institutions to implement the thirteen policy measures in depth, and strive to improve the availability, inclusiveness and convenience of financial services for market players, and help Shanghai will further build a first-class business environment that is market-oriented, ruled by law, and internationalized, and will make new and greater contributions to the high-quality development of Shanghai's real economy.
(China New Finance and Economics)