Margaux Fodéré, edited by Alexandre Dalifard 06:27, February 14, 2023
While companies are facing a shortage of candidates and are having difficulty recruiting, some are stepping up their efforts to find attractive arguments.
This is the case of a subsidiary of the Postal Bank which offers its employees to subsidize part of their mortgage.
Faced with the shortage of candidates, companies are stepping up their efforts to find attractive arguments.
So why not subsidize part of the mortgage of their employees to attract them?
A solution offered by the Financial Company for Home Ownership (Sofiap), a subsidiary of the Postal Bank.
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Strengthen attachment to the company
Thanks to the help of Engie, her employer, Camila was able to take out a loan for 400,000 euros in October for a 44 square meter apartment in Paris.
This device allows him to save between 6,000 and 8,000 euros on interest.
"Engie pays part of the interest on 30,000 euros. The loan has a term of 20 years, and after that I have another additional loan," she explains.
In addition, this help also strengthens his attachment to the company.
“Attachment goes through several things, there it is an economic factor. If I leave Engie, I lose the subsidy”, specifies Camila.
To attract talent, other companies are seriously considering setting up the system.
Like the software publisher Sage, says Marie-Claude Chazot, HRD Europe of the group.
"If you make salary increases, there is a cost for the employee and a cost for the employer. As part of the assumption of interest, the company will pay social charges on it. But we can consider that it is minimal compared to the gain that it can have for the employee”, she explains.
The offer is interesting since, according to an OpinionWay study, nearly 6 out of 10 working people, aged 25 to 40, are ready to change companies if they are offered help to become homeowners.