Barthélémy Philippe 6:18 a.m., January 28, 2023

A survey conducted by INSEE reveals the underside of the heritage of the French and testifies to the wealth gap between owners and non-owners.

In total, 92% of all gross wealth is held by 50% of the best-endowed households.

Heritage is the first component of the French, who make real estate investment their priority.

INSEE has just unveiled its major triannual survey on the heritage of the French (over the year 2021).

We discover that half of households hold less than 177,000 euros, but also that wealth is unevenly distributed.

92% of all gross wealth is held by the best-endowed 50% of households.

Figures that testify to the importance of real estate in the heritage of the French.

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The ownership of real estate, apartments or houses, is the first component of the heritage of the French.

Far ahead of financial assets and money placed in bank accounts and what INSEE calls residual assets: cars, jewelry or household equipment...

Purchasing remains a priority for the French

In total, real estate represents 62% of the wealth of all households.

A lasting trend, according to Jérôme Dedeyan.

"The priority given by the French to stone cannot be denied," says the president of my heritage partner.

"The first thing a Frenchman does when he tries to accumulate wealth is obviously to have a roof, to be the owner of the roof in which he lives."

Nearly 6 out of 10 French households are owners, whether or not they have finished repaying their loans.

And you guessed it, when you own your home, you are often richer than when you rent.

The average wealth of owners is almost 10 times higher than that of tenants.