<Anchor> It
is a friendly economy time.
Today (18th), I will be with reporter Kwon Ae-ri.
Today, in the year-end tax settlement, we are told that the last thing we must take care of is pointed out.
<Reporter>
Yes, as I repeat, you can save more money than you think through year-end tax settlement, or you can save a lot of money.
A little while ago, a page was opened at Home Tax from 6:00 am today where you can simulate my tax decision.
You can check how much tax will be finalized on your income last year.
In particular, double-income families may suffer a great loss if they do not do this.
You've probably heard a lot that, in general, it's more beneficial to move the dependents to the side with the higher income among dual-income husbands and wives.
It's true in principle, but it's not always the case.
For example, if the income of the two is different but similar, or if the couple has more than two dependents, the actual calculation may result in a much different tax than expected.
The money spent last year is so different from house to house and the income difference is different, so you have to do a mock calculation to know this.
<Anchor>
Then, how can I do simulation calculations?
<Reporter>
Each couple must access Hometax at least once.
If you enter HomeTax in your name from today, you can see the tax deduction confirmation on the simulated calculation page called 'Convenient Year-end Settlement'.
The simulation calculation can be done by one of the two.
Her husband does, then her wife just needs to agree to send her husband his or her tax credit confirmation.
From this point, you can start simulation calculation, and Hometax shows the number of cases in all cases.
For example, if you drove dependents to your husband, if you drove dependents to your wife, if you divided them, etc., all combinations are shown, so you can choose the one that is the most profitable among them.
When I asked the person who tested this page, the double-income family I included as an example had four dependents.
A total of 32 cases occurred, and among them, there was a case where they vomited 5 million won, and it was possible to get 1 million won back.
They only changed how the dependents were divided between the two, but the difference was up to 6 million won.
Now, the only way to reduce my last year's taxes even a little bit is dependents.
For working couples, there can be a big difference depending on how you divide this, so please try it.
You don't have to get consent to provide data again to the dependents you uploaded last year.
If there is a new dependent, they must also go to Home Tax and give me consent to provide data once.
<anchor>
Of course, it's a test, but there's quite a difference?
But now the complicated thing is checking who my dependents are.
<Reporter>
Yes, I've said this before, but it's so complicated that it's really hard to tell you clearly.
Still, if you remember it like this, it will be relatively comfortable.
First of all, it can be a direct ascendant great-grandmother over the age of 60, and I can also upload the spouse.
My spouse's parents are also my parents.
Below are children up to the age of 20, but even for parents and children who drop out of the age condition, if that person has no income, I can raise the money that person spent.
In this case, I can raise my mother-in-law's card value upwards, but I cannot raise my son-in-law's card value downwards.
It is because the range of recognition towards parents is wider.
There is no age limit even if the parents or children are disabled or very sick.
And the income condition, the income of the parents is only the national pension, in this case, it is the fastest to check with the pension corporation.
Usually, it is guided that it is only up to 5.16 million won per year, but there is a tax-free benefit for pensions poured in before 2001.
It means that even if you get a decent pension, you can become my dependents.
However, they are parents who have other income besides the pension. From this time on, it is difficult to become a dependent.
Parents who only have earned income say that up to 5 million won, and other than that, the annual income should not exceed 1 million won.
However, it is good to remember the amount shown now.
Private pensions separately poured by parents up to 12 million won per year, interest or dividend income up to 20 million won, and money earned from stock investment are dependents regardless of whether they earn more than this.
I'm going to collect all the year-end tax settlement tips I've been talking about over the past few days in Kind Economy and post them on the SBS website and YouTube.
I hope you will look back later and check carefully.