China News Service, January 13. According to the website of the China Banking and Insurance Regulatory Commission, on the 13th, the China Banking and Insurance Regulatory Commission held the 2023 work conference in the form of video.

The meeting emphasized that 2023 is the first year to fully implement the spirit of the 20th National Congress of the Communist Party of China, and it is of great significance to do a good job in banking and insurance supervision.

　　The meeting requested that we should work together and work hard with a spirit of striving and promising, so as to promote the banking and insurance supervision work to a new level.

　　The first is to fully support the overall improvement of economic operation.

Prioritize support for recovery and expansion of consumption.

Do a good job of financing guarantee for investment, and support the social sector to make up for shortcomings.

Continuously optimize financial services for import and export trade.

Vigorously develop inclusive finance and comprehensively promote rural revitalization.

　　The second is to strive to promote the normal circulation of finance and real estate.

Adhere to the positioning of "housing, housing, not speculation", implement the "Sixteen Financial Measures" measures, and implement differentiated credit policies "in accordance with the city" to promote the smooth transition of the real estate industry to a new development model.

　　The third is to accelerate the reform of small and medium-sized banks to eliminate risks.

Actively and steadily promote the risk resolution of urban commercial banks and rural credit cooperatives, and steadily promote the reform and reorganization of rural banks.

Encourage multi-channel replenishment of small and medium-sized bank capital.

　　The fourth is to coordinate and promote the return of insurance companies to their origins and risk management.

Resolutely rectify vicious competition and chaos, and study and introduce insurance company supervision rating and classification supervision system.

　　Fifth, actively promote trust and other non-bank institutions to focus on the transformation and development of their main business.

Guide trust companies to develop their original business, and continue to dismantle "credit-like" shadow banks.

Accelerate the reform of financial asset management companies.

　　Sixth, effectively respond to the concentrated rebound of credit risks.

Supervise and urge banking institutions to classify assets and intensify efforts to dispose of non-performing assets.

Actively cooperate to defuse local government debt risks.

　　The seventh is to strengthen the construction of the governance system of financial institutions.

Promote the deep integration of party leadership and corporate governance.

Do a good job in penetrating review of shareholder qualifications and penetrating supervision of shareholder behavior.

Research and build a differentiated corporate governance regulatory system that meets the characteristics of small and medium-sized institutions.

Give full play to the role of the financial talent pool, and promote the selection and allocation of leading groups of small and medium-sized banking and insurance institutions.

Effectively strengthen investor protection.

　　Eighth, continue to improve the effectiveness of supervision.

Improve financial rule of law.

Improve the prudential supervision of the whole process and the whole chain.

Improve the digital and intelligent level of supervision.

All types of financial activities will be brought under supervision in accordance with the law.

　　Ninth, continue to expand high-level opening up.

Steadily expand the institutional opening of the banking and insurance industries.

Continue to improve the level of financial services to jointly build the “Belt and Road”.

Actively participate in international financial governance.

(China New Finance and Economics)