<Anchor> It
is a friendly economy time.
Today (13th) I will be with reporter Kwon Ae-ri.
Now, the time for year-end tax settlement has arrived.
It is said that the simplification service will be open from this year, but today, can you tell me how to do it easily and accurately?
<Reporter>
Yes.
Depending on how you do your year-end tax settlement, you can save a lot more money than you think.
So, at this time of year, we talk a lot here and there about what you need to know about year-end tax settlement.
I've talked about the much-talked-about income deduction limit and calculation method before, but I've talked about how much I used my credit card and how much the limit is.
Experts also use programs to calculate, not individually. I spent all my money last year anyway, so even if I learned how to calculate now, nothing will change.
At this point, there are only three things I need to know.
The first thing you should not miss is collecting year-end tax settlement data.
The National Tax Service's year-end tax settlement simplification service opens the day after tomorrow.
I have to go to Hometax and get settled for five days until the 19th, but I have to check if there are any missing data or wrong data.
There are usually very few data that come in wrong, and there are data that are left out.
These days, everything is included, but what kind of data is missing, donation and monthly rent data.
If the monthly rent is paid with a credit card, it is not excluded, but there are still more cases where it is exchanged by account transfer, so it is omitted.
Both donations and monthly rent are tax deductions that directly deduct some amount from the total tax you have to pay, and the deduction rate for both items has increased.
So if you're missing it, you should definitely take care of it.
However, monthly rent is applied only when a homeless person with a total salary of 70 million won or less rents a house with a standard market price of 300 million won or less or a house with a size of 85㎡ or less.
And as for donations, political donations and employee stock ownership association donations are only for me, not for my dependents.
<Anchor>
You said you would point out three things today.
The first is to collect materials that can be missed, such as donations and monthly rent.
what's the second one?
<Reporter>
Yes.
First of all, from the 18th of the next week, Home Tax calculates how much tax I will get back by simulating mock calculations.
Because of this service, I do not need to know the limits of income deductions or how to calculate them.
But here comes the second thing to remember.
My total salary last year, this must be checked by the company, and Hometax must insert the correct amount and run a simulated calculation.
The IRS won't know my last year's salary until March.
That's why hometax includes my total salary from 2 years ago.
There are many people who say, "There hasn't been much change in income in one year, so let's just calculate it for 2021." there is.
But until I try, I don't know how it works for me.
So, if you just simulated home tax with your total salary last year, there may be a big difference from the money you actually get back this year.
Gross payroll must be accurate.
This must be accurate so that I can properly calculate the only thing I can change about the year-end settlement, how to do the personal deduction, in the home tax mock calculation.
<Anchor>
First of all, let's make a mock calculation by accurately calculating the total salary.
As for the third and last sentence, I think there was a hint in the last sentence.
Is it a personal exemption?
<Reporter>
Yes.
The third is personal deductions.
Personal exemption and dependents.
But first of all, there is something that has changed this year among personal deductions.
In the past, in order to be recognized for deduction for the disabled, each person had to take care of the proof on their own.
If you have a disability or a serious illness such as cancer, if you are certified as disabled, the deduction will increase.
Starting this year, persons with disabilities registered with the Ministry of Health and Welfare and the Ministry of Patriots and Veterans Affairs do not need to prepare a separate certificate.
It's up on HomeTax.
There is no such registration yet, but only those who have been diagnosed at the hospital.
It can be inconvenient to move around, but it should be said that the fact that the effort of having to do this kind of proof on their own has reduced a bit.
After doing this, the only thing left to do is how to raise the dependents.
This will be organized for sure on the 18th of next week, the day the mock calculation of the year-end settlement begins at Hometax.