Chinanews.com, January 10. According to news from the central bank’s website on January 10, on January 10, the People’s Bank of China and the China Banking and Insurance Regulatory Commission jointly held a symposium on major bank credit work to study and deploy financial support to stabilize growth.
The meeting requested that the People's Bank of China, China Banking and Insurance Regulatory Commission, and major banks should fully implement the spirit of the 20th Party Congress and the Central Economic Work Conference, maintain credit support for the real economy, increase financial support for domestic demand and supply systems, and do a good job For financial services in key fields such as infrastructure investment, small and micro enterprises, scientific and technological innovation, manufacturing, and green development, we will keep real estate financing stable and orderly, promote overall economic improvement, and provide a good start for the comprehensive construction of a modern socialist country. Strong financial support.
The meeting pointed out that all major banks should reasonably grasp the pace of credit extension, make appropriate efforts to further optimize the credit structure, and accurately and powerfully support key areas and weak links of national economic and social development.
It is necessary to strengthen tracking and monitoring, timely follow up the supporting financing of policy-based developmental financial instruments, continue to make good use of the joint efforts of special re-loans for equipment renovation and fiscal discount policies, and strive to form more physical workloads.
Continue to make good use of structural monetary policy tools such as carbon emission reduction support tools, special refinancing for clean and efficient use of coal, technological innovation refinancing, and transportation and logistics special refinancing, and continuously improve the normalized support mechanism for key areas and weak links.
Make good use of preferential policies such as inclusive small and micro loan support tools, and strengthen support for the recovery and development of small and micro market entities.
At present, we must fully support the reasonable capital needs of key medical material production and supply enterprises.
The meeting made it clear that it is necessary to fully implement the spirit of the Central Economic Work Conference, adhere to the positioning that houses are for living in, not for speculation, and promote the smooth transition of the real estate industry to a new development model.
It is necessary to effectively prevent and defuse the risks of high-quality leading real estate companies, implement plans to improve the balance sheets of high-quality real estate companies, focus on high-quality real estate companies that focus on their main business, operate in compliance with regulations, have good qualifications, and have certain systemic importance, and carry out "asset activation" and "debt management". Continuing the four actions of "equity supplement" and "expectation improvement", comprehensive measures are taken to improve the operating and financing cash flow of high-quality real estate enterprises, and guide the balance sheets of high-quality real estate enterprises to return to the safe range.
The meeting emphasized that it is necessary to cooperate with relevant departments and local governments to do a solid job in ensuring the delivery of buildings, people's livelihood, and stability, and to make good use of policy tools such as special loans for guaranteed delivery buildings and loan support plans for guaranteed delivery buildings, and actively provide supporting financing support. Safeguard the legitimate rights and interests of housing consumers.
It is necessary to implement 16 financial policies and measures to support the stable and healthy development of the real estate market, make good use of private enterprise bond financing support tools ("the second arrow"), maintain the stability of financing channels such as credit and bonds for real estate enterprises, and meet the reasonable financing needs of the industry.
It is necessary to implement differentiated housing credit policies based on city policies, better support rigid and improving housing needs, increase financial support for housing leasing, provide housing financial services for new citizens and young people, and accelerate the establishment of a housing system that "pays attention to both renting and purchasing". .
(China New Finance and Economics)