Chinanews.com, January 8 (Zuo Yukun, reporter from Chinanews Finance and Economics) Under the changing global situation, how to steadily promote economic and social development, how to balance the relationship between promoting development and preventing risks, and practicing the road of financial development with Chinese characteristics?
It is a big test question facing the financial industry at present.
A few days ago, the "Seventh New Finance Forum" sponsored by Xinhua News Agency's Outlook Think Tank was held in Beijing, and the guests had an in-depth discussion on the theme of "taking the road of financial development with Chinese characteristics".
Wang Zhaoxing, counselor of the State Council and former vice chairman of the China Banking and Insurance Regulatory Commission, pointed out that there is huge potential for developing the third pillar of pensions in my country, but the third pillar of pensions is still in the initial pilot trial stage, and needs continuous reform, exploration, improvement and breakthroughs.
In addition to further strengthening and improving the basic pension security led by the state, the development of enterprise annuities should also be accelerated.
More importantly, it is necessary to accelerate the development of residents' personal pension accounts, so that the third pillar will no longer become a serious shortcoming of my country's social pension security.
Zhu Guangyao, former vice-minister of the Ministry of Finance, said that 2023 is a year full of challenges, and the "four efforts to avoid" should be achieved, while the "four deficits" must be resolved.
The first is to try to avoid the global economy from falling into a deep recession; the second is to try to avoid the outbreak of the international financial crisis in the context of the global economic recession; the third is to try to avoid the formation of two parallel global markets; food price shocks.
To solve these problems, the key is to solve the existing governance deficit, trust deficit, peace deficit and development deficit.
Li Yang, member of the Chinese Academy of Social Sciences and chairman of the National Finance and Development Laboratory, said that there are still many key tasks to be promoted in the development of capital markets and the improvement of financial supervision.
In terms of the capital market, we should continue to improve the institutional arrangements for the structure of listed companies, including implementing the registration system, improving market issuance pricing, tightening the responsibilities of intermediary agencies, cultivating qualified institutional investors, establishing a market-oriented delisting mechanism, etc., and vigorously developing the asset management market. , reducing the proportion of indirect financing.
Shan Qiang, Secretary of the Party Committee of the Internet Finance Association of China, believes that financial digital transformation has become an important part of the financial supply-side structural reform in the digital economy era, and it is also a necessary pass on the road to financial development with Chinese characteristics.
At present, there are still some old problems and new challenges to be solved in terms of concepts, mechanisms, and capabilities in the digital transformation of finance. security development etc.
Zhu Min, vice chairman of the China Center for International Economic Exchanges and former vice president of the International Monetary Fund, said that it is necessary to build a zero-carbon financial market system to support the country's carbon neutral strategy, allowing the market to play a leading role in the allocation of financial resources and carbon price discovery At the same time, continue to increase the proportion of zero-carbon financial financing in the overall social resources, enrich the structure of bank zero-carbon loans and zero-carbon bank products, vigorously develop the bond market, and optimize the structure of the zero-carbon financial market , to further reform and improve the carbon trading market.
At the forum, Lookout Think Tank and China Everbright Bank jointly released the "White Paper on the Development of the Consumer Finance Industry in 2022 - Strategies for the Construction of Commercial Bank Consumer Service Governance System (C-SAS)".
The "White Paper" pointed out that improving consumer service capabilities is the key to the bank's retail transformation, and it is also the core competitiveness of the bank in the future. It also puts forward suggestions for the construction of the consumer service governance system from three dimensions: micro, meso, and macro. Bank consumer service governance system gives a useful exploration.
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