<Anchor> The



background of the government's loosening of real estate regulations like this is "to prevent problems caused by a sharp drop in house prices."

However, the benefits to those who already own a house are great, and there are few measures for end-users, so the common people feel deprived.



Next is reporter Jo Yoon-ha.



<Reporter>



Since yesterday (3rd) after the announcement of the countermeasures, this property in Mapo-gu, Seoul has received several calls from landlords.



I put my apartment up for sale, but changed my mind when I heard the news that the regulation area was lifted.



[Choi Jin-young/Realtor in Mapo-gu, Seoul: (Landlords) are responding, 'Now I have to raise the price a little, I have to wait without selling for a while.



' Although it has been solved, experts are of the opinion that it is premature to discuss the bottom or reverse the market mood.



[Park Won-gap/KB Kookmin Bank Senior Real Estate Expert: There is another variable called the economic recession, so it seems too early to talk about the bottom yet.

It remains to be seen whether or not it will rebound (must be seen.)]



Eliminating the actual residence obligation, enabling intermediate payment loans regardless of the house price, and easing resale restrictions are considered measures for end users.



However, house prices have fallen, but considering the increase in recent years, it is still expensive for the common people.



In addition, there are limits to increasing loans due to income-based loan regulation and DSR, and even if borrowed, it is difficult to afford high interest rates.



The upper end of the commercial bank mortgage interest rate has already exceeded 8%.



[Homeless: In the case of the younger generation who are just about to purchase a house, they felt a lot of discouragement.

It didn't touch me at all, and didn't I give sadness to homeless people once again...

.]



Experts advise that additional measures are needed to alleviate the burden on end-users or ordinary people, such as special home loans.



Minister of Land, Infrastructure and Transport Won Hee-ryong said, 'House prices are still abnormally high', but it is pointed out that there is no trace of contemplation on countermeasures for the common people.



(Video editing: Choi Eun-jin, VJ: Park Hyeon-woo)



▶ "The government's saving Dunchon Jugong"...

The pre-sale market is colored by the 1·3 measures