"Is this a charter scam? I didn't know"... The identity of the 'pants boss' who passed only the name

<Anchor>

Let's take a closer look at charter fraud to prevent further damage.

Charter fraud is mainly carried out in a way in which brokers receive a charter price higher than the market price in a newly built villa, make a profit, and then pass the name on to the so-called boss.

The reason why a person who recently died without returning the jeonse deposit was able to own more than 1,000 villas because he only had to give his name without a penny.

We have tracked down who the so-called bosses who play the role of a middle link in charter scams are.

This is Reporter Ahn Sang-woo.

<Reporter>

This is a small apartment in Villa Village, Hwagok-dong, Gangseo-gu, Seoul.

There are 22 houses here.

Eight of these houses were purchased by a 26-year-old surnamed Kim for more than 2 billion won.

There are only four owners in their 20s, including Mr. Kim.

They own 19 homes here alone.

I saw for myself how I was able to purchase these homes at such a young age and without a loan.

A real estate agency where the house owned by Mr. Kim was put up for sale on a charter basis.

Brokers start by talking about temporary contracts.

[Real Estate Broker: If possible today, first deposit the amount of the temporary contract with 2 million won...

.]

When he said he would meet the landlord first, he explained that he was abroad.

[Real Estate Agent: The current landlord is currently living abroad, so your mother will come as an agent.]

Will Mr. Kim be abroad?

When I went to Mr. Kim's address on the certified copy of the register, it was a small villa nearby.

There are various bills in the mailbox, and the door is firmly closed.

[(There is no (person) here?) I don't know.]

As a result of the coverage, Mr. Kim was arrested and imprisoned for the crime of illegal video recording, and was also under investigation for fraudulent charter.

The landlords in their 20s, including Mr. Kim, were the so-called 'bosses' who bought houses without paying a penny, only paying the name and taking the deposit for the jeonse.

They said that they were willing to give up their name to the brokers who said, "You can see the market profit after two years and drop out."

[Mr. A/Owner in his 20s: (I didn't even pay, but didn't you think, 'How can this become my name'?) Rather than owning it, I thought it would become money later.

To be honest, I wouldn't have anything to say if the tenants suffered damage, but I didn't know that this was a charter scam.]

Some of the bosses even used houses under their names to fraudulent leasehold loans, and were investigated by the police.

[Mr. B/Owner in his 20s: Because there is a broker in the middle.

There is a tenant, but there is no vacancy, so a person pretending to be a tenant takes out a loan.

(How much was the actual loan?) 200 million…

200 million.

I didn't either at first.

(Later) I needed some money, me too.]

In the industry, it is known that brokers usually provide back money of around 3 million won per villa to the boss. It is also happening one after another that people with disabilities or basic welfare recipients are tricked into claiming that they can make a big profit, and put forward as the boss of the pants.

(Video editing: Lee So-young, VJ: Kim Sang-hyuk)

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<Anchor>

Reporter Ahn Sang-woo, who covered this issue, is with me.

[Reporter Ahn Sang-woo: Whether you actively colluded with charter fraud brokers or were tricked, you can be punished with imprisonment for up to 10 years or a fine of up to 20 million won for fraud.

In addition, it is these bosses who are the targets of claims for deposits with limitation of subrogation by institutions that provide deposit refund guarantee insurance.

So, it is necessary to clearly know that all responsibilities can be overturned at the last moment.]

[Reporter Ahn Sang-woo: Currently, the 'gap investment' method is not illegal under the current law, so it is difficult to filter out such bad landlords in advance.

The 20-year-old barge manager I met also revealed that there were no issues raised by the supervisory authority while the names of the houses worth billions of won were transferred.

Therefore, it seems necessary to strengthen the review of guarantee institutions in the future.]

[Reporter Ahn Sang-woo: There are amendments to the law to disclose information on malicious landlords in advance, or amendments to the law to provide information to tenants about whether the landlord is in arrears or not, but it is yet to be passed by the National Assembly.

So, tenants themselves need to be careful.

First of all, if the house you want to rent is new and there is no transaction history, or if the 'transaction price' shown on the certified copy and the amount of the deposit required by the landlord are the same, you need to be careful.

And if you want to enter, you need to take out a copy of the registration of not only the house but also the entire building to see if the landlord owns other houses as a gap investment method.]