Even if the landlord is punished, the return of the deposit is '0 won'... Charter fraud

<Anchor>

As a man who owned more than 1,000 houses and ran a rental business recently died, many tenants are unable to get their deposit back.

After looking into these cases, the government commissioned the police to investigate 106 cases of suspected charter fraud.

Let's talk about what kind of tricks were used after seeing Reporter Lee Hye-mi's report first.

<Reporter>

Recently, charter fraud is prevalent in newly built villas, but there are not many transactions, so the market price is opaque.

Three landlords in their 40s bought several villas by receiving deposits on a charter basis and paying the balance without a penny of their own money, and when they were unable to return the deposits, they sold them to a corporation that existed on paper established by another conspirator and disappeared.

In addition, there was a method in which the client paid a commission to the broker, and the broker induced a charter contract with a high deposit by saying that the client would pay interest subsidy, and then later handed over the building to the so-called “boss.”

The problem is that it becomes almost impossible for victims to get their deposit back.

This is a villa in Gwanak-gu, Seoul, where the landlord did not return the deposits of 30 tenants a year ago.

The landlord was eventually sentenced to prison for fraud, but the confirmed debt of the landlord was 25 billion won.

Most of the tenants have been scattered without getting their deposits back.

[Victim of charter fraud in Gwanak-gu, Seoul: When I received the judgment and did a credit inquiry (the landlord), I got a score of 150...

I came out without receiving my entire deposit of 90 million won.]

Mr. Kim, the so-called 'villa king', also had considerable taxes in arrears, such as comprehensive real estate tax.

['Billy King' Victim

of Charter Fraud: There was a 'three-mother-daughter case' before that, and there are all precedents, so why does the same problem keep repeating, I think this is the part that I really don't understand.]

Among the cases received at the center, 106 transactions suspected of charter fraud were requested to be investigated.

More than half of the 42 suspects, 25 were landlords, including real estate agents and charter brokers.

(Video editing: Jo Moo-hwan, CG: Jo Soo-in)

---

<Anchor>

Reporter Lee Hye-mi of the Ministry of Economy is here.

[Reporter Lee Hye-mi: Yes.

First of all, there are many prospects that house prices will fall further, so there is even a phenomenon that the charter transaction volume overtakes apartment sales this year.

As a result, the so-called 'can charter rental' problem is starting to emerge where the rental price is close to or higher than the sale price.

Mainly, this problem has occurred in cheap villas and multi-family houses, but these days, it is said that apartments are also unstable.

[Reporter Lee Hye-mi: There are a lot of related statistics coming out right now.

In the case of last month's charter guarantee accident amount, it is already approaching 200 billion won, which is now more than 20% higher than a month ago.

Statistics that can detect anxiety in the jeonse market, such as the number of deposits returned by the Housing and City Guarantee Corporation on behalf of landlords who cannot afford the deposit, or the number of cases in which tenants or tenants have applied for a lease registration order to the court saying, “Please protect my deposit.” The situation is deteriorating while recording an all-time high.]

[Reporter Lee Hye-mi: That's right.

The task force to help the victims of the current 'Villa King' started its activities today (20th).

Of course, this is very important, but it is pointed out that the government's countermeasures, which focus on ex post support measures, should be turned into preventive measures.

As one of the countermeasures, a bill has been proposed to disclose the list of malicious landlords who habitually take away tenants' deposits, but it has not yet passed the National Assembly.

Some point out that when the Housing and City Guarantee Corporation approves the purchase of guarantee insurance, it is necessary to examine the lessor's qualifications more meticulously than now, and to fix this real estate transaction system in which one individual can hold more than 1,000 houses in the first place.]