The trend of "welcoming and sending" important positions in listed banks is becoming more and more obvious.

On December 4, according to the incomplete statistics of reporters from Beijing Business Daily, more than 30 listed banks have changed the candidates for the positions of chairman, president, and vice president during the year. The reasons for the turnover of generals and managers in various banks are sorted out, mainly covering job adjustments , Retirement at full age and replacement, etc. Regardless of leaving or taking office, the internal mobility of the banking system has become an industry consensus.

In the view of analysts, in order to maintain the stability of internal talents, banks need to form a systematic talent training system internally and strengthen the training of digital financial technology and concepts.

Mobility within the banking system

  On December 4, according to incomplete statistics from Beijing Business Daily, there were 31 listed banks (including H-shares) chairmen and executives in this year, including Agricultural Bank of China, China Everbright Bank, Bank of Zhengzhou, Bank of Jiujiang, Chongqing Rural Commercial Bank, and Guangzhou Rural Commercial Bank. Candidates for the positions of president and vice president have changed. After sorting out the reasons for the turnover of generals and handsomes in various banks, job adjustments undoubtedly dominate.

  Taking the Agricultural Bank of China as an example, after Zhang Qingsong, the former president of the bank, was appointed as the deputy governor of the central bank, on December 2, the Agricultural Bank of China issued an announcement on the resolution of the board of directors, agreeing to appoint Fu Wanjun as the president of the bank. Effective on the date of approval.

  According to his resume, Fu Wanjun has worked for the Bank of Communications for a long time. He has served as the assistant to the president and vice president of the Urumqi Branch of the Bank of Communications, the president of the Yinchuan Branch, the president of the Urumqi Branch of the Xinjiang Uygur Autonomous Region, the president of the Chongqing Branch, and the corporate body of the Bank of Communications. General Manager of the Business Department, Business Director of the Corporate and Institutional Business Sector of the Bank of Communications.

In 2019, Fu Wanjun bid farewell to the Bank of Communications. In March of the same year, he was appointed as the deputy general manager of Everbright Group; in June 2021, he was appointed as the executive director of Everbright Group and the executive director and president of Everbright Bank.

  At the time of the transfer to the Agricultural Bank of China, China Everbright Bank announced that due to work adjustments, Fu Wanjun resigned from a series of positions such as the bank's president, and revealed that Fu Wanjun was organizing and promoting the construction of China Everbright Bank's wealth management and inclusive finance. , Risk management and control, digital transformation, consumer rights protection and other aspects have played an important role.

  Since the beginning of this year, bank executives have been welcomed and dispatched intensively. Judging from the whereabouts of the resigned and the background of the incumbent, most of the executives flow within the industry system.

Prior to this, Zhang Jinliang resigned from the posts of chairman, non-executive director, chairman and member of the Strategic Planning Committee of the Board of Directors of Postal Savings Bank due to job transfer. Shortly after his resignation, he took up the post of president of China Construction Bank.

Wang Jiang, former president of China Construction Bank, was officially approved as chairman of China Everbright Bank on August 2.

  According to Pan Helin, co-director and researcher of the Digital Economy and Financial Innovation Research Center of Zhejiang University International Joint Business School, the reason for the frequent changes in executives of listed banks this year is that the business is facing transformation, and many banks need to be more familiar with digital finance. On the other hand, the senior executives who have reached the retirement age are relatively concentrated, and there has been an iterative period.

Prepare in advance for the replacement of old and new

  In addition to job adjustments and changes, there are not a few bank executives who have changed positions due to approaching retirement age or the expiration of their terms of office, and replacements have gradually become normal.

  On November 28, the Bank of Communications announced that due to age reasons, Guo Mang resigned from the position of vice president of the bank.

According to his resume, Guo Mang was born in October 1962. He joined the Bank of Communications in May 1991 and worked in the bank for 31 years. Branch President, President of Beijing Management Department (Group Customer Department), Corporate Business Director, Vice President, etc.

  As the "post-60s" are gradually approaching retirement age, the "post-70s" and "post-80s" are gradually taking the lead in the management of banks.

Previously, Bank of Zhengzhou announced that Shen Xueqing had resigned from the bank's president and other positions due to reaching the retirement age, and the board of directors of the bank had considered and approved the appointment of Zhao Fei to take over.

The Beijing Business Daily reporter noted that on November 25, Zhao Fei’s qualifications for the position had been approved by the Henan Banking and Insurance Regulatory Bureau. According to his resume, Zhao Fei was born in February 1975. Served as Deputy Director of the Risk Management Division, Deputy Director of the Investment Division, and Deputy Director of the Poverty Alleviation Business Division of the Henan Branch of the Agricultural Development Bank of China, Secretary of the Party Committee and President of the Pingdingshan Branch of the Agricultural Development Bank of China.

  Another example is Jiangyin Rural Commercial Bank. On June 24, the board of directors of the bank agreed to appoint Wang Anguo as the vice president.

Judging from his resume, Wang Anguo is a "post-80s". He was born in December 1982 and joined Jiangyin Rural Commercial Bank in September 2008. general manager etc.

  Talking about the reasons and effects of bank executives getting younger and younger, Pan Helin believes that younger executives are better able to understand the current situation, especially in the field of digital finance. "Post-70s" and "post-80s" are accompanied by the development of the Internet. Finance, scenario finance, and digital finance are more receptive.

  Wang Jianhui, a senior researcher of industrial economy, also said that the age and experience of the "post-70s" are at a relatively mature stage, and it is expected that they will become the main composition of bank executives in the next few years, while the "post-80s" will be an important part of bank executives. The cultivation of bank executives is a long-term strategy that needs to be prepared in advance.

Strengthen the cultivation of digital financial talents

  At present, banks are entering the period of digital transformation in an all-round way, and digitalization is reconstructing the banking business scene and ecology. From the perspective of industry insiders, bank personnel changes are not unrelated to digital transformation.

  Yu Baicheng, president of Zero One Research Institute, believes that the banking industry is in the process of digital transformation, and many banks are in a critical period of strategic adjustment.

Taking advantage of personnel adjustments to introduce younger, more comprehensive, and more pioneering and innovative leaders will be more conducive to the bank's digital transformation and innovation.

In the context of the current digital and sophisticated development of the banking industry, business adjustments and executive changes are likely to increase, and talents will also flow in multiple directions among various institutions.

  A reporter from Beijing Business Daily noticed that Li Xingshuang, the vice president of Bank of Changsha approved in June this year, was previously the bank's chief information officer.

In September this year, Ge Renyu, the president of Bank of Jiangsu, who was approved by the board of directors of Jiangsu Bank, also has a background in information technology. Manager, General Manager of Information Technology Management Department, General Manager of Information Technology Department of Bank of Nanjing, General Manager of Information Technology Department of Bank of Jiangsu, etc.

  Regarding the future trend of bank personnel changes, Pan Helin believes that the trend of bank personnel changes is younger, and mutual financial talents such as online finance and digital finance will transfer to offline traditional commercial banks, especially IT and financial experts. Talent welcome.

In order to maintain the stability of internal talents, banks need to form a systematic talent training system internally and strengthen the training of digital financial technology and concepts.

  "In the future, personnel changes in banks will become normal. Institutions will replace or flow talents according to their own business development needs, and the introduction of talents will show a trend of diversification and marketization." Wang Jianhui said.

  Beijing Business Daily reporter Li Haiyan