<Anchor> This
is a friendly economic time.
Reporter Han Ji-yeon is also here today (the 7th).
Are the prices of mackerel in the fall more expensive these days?
<Reporter>
Yes, I told you that the price of mackerel became cheaper in August, which is midsummer, but when it comes to autumn, the catch of mackerel plummeted and the price jumped.
The wholesale price of mackerel at Garak Market is usually 12,000 won per kg, which has nearly doubled from a year ago when it was around 6,000 won.
The recent rise in water temperature in the waters near the Korean Peninsula has contributed to the inconsistent catches and the decrease in the number of fishing days due to a series of typhoons.
They usually catch a lot of sardines until the end of November, but these days, sardines are more often caught in summer than in autumn.
This is because summer is getting earlier due to the abnormal climate, and the number of days of heatwave has increased, leading to earlier spawning of the turbulent fish species.
Korea's sea is surrounded by China and Japan, so sea surface temperature is easily affected by climate change. Over the past 50 years, it has risen 1.35 degrees Celsius, 2.5 times higher than the world average.
<Anchor>
Are the prices of other seafood as well as mackerel rising?
<Reporter>
Yes, the octopus rose by 25% and the reference period by 120%.
Here, the prices of imported seafood, which are relatively cheaper than domestic ones, are also on the rise due to supply chain instability.
Enlarging an image
First, the Korea Fisheries Exhibition is held in the fall, and it will be held until the 16th under the name of 'Autumn Welcoming Special Exhibition'.
Also, from the 31st to the 13th of next month, the Korea Fisheries Festa will be held.
Up to 73% discount on autumn seasonal seafood such as shrimp, cutlassfish, mackerel, and blue crab.
E-Mart and Lotte Mart have decided to hold a special exhibition of aquatic products in the fall, such as shrimp and yellowtail.
AK Plaza will sell 'live blue crab' at up to 50% off from today, and also offer mackerel and cutlassfish at an affordable price.
<Anchor>
Did the Financial Supervisory Service advise consumers to be careful when purchasing savings-type insurance sold by banks?
<Reporter>
Yes, these days, interest rates are rising, so life insurance companies are increasing sales of fixed high-interest savings-type insurance through banks.
Be sure to check the real rate of return to see how much you can get later.
For example, in the case of a five-year savings-type insurance with an annual compounding interest of 4.5%, the actual refund amount is paid with interest less than the calculated premium of 4.5%, which is the surface interest rate. It's only level.
This is because savings-type insurance does not accumulate the entire premium paid by the policyholder, but accumulates the remaining amount after deducting the insurance premium and business expenses.
However, when selling products, the annual compound interest rate is 4.5%, so you have to be careful because only the applied interest rate is emphasized.
The product description or insurance information provided by the insurance company provides information on the actual refund rate for each accumulation period, so you should read it carefully.
<Anchor>
If I already signed up and want to cancel or cancel, is there a way to do so?
<Reporter>
If you signed up without knowing the details of the product, you can use the subscription withdrawal system and quality assurance cancellation system.
First, there is a period during which you can withdraw your subscription without asking or questioning.
This is within 15 days from the date of receipt of the insurance policy.
However, it must be within 30 days from the date of subscription. In this case, the insurance company will refund the full amount of the premium paid.
If the contract withdrawal period has elapsed, the contract may be cancelled. This can be done within 3 months from the date the contract was concluded.
In this case, the insurance company refunds the premium paid and a certain amount of interest.