Private investors in Germany are doing well.
Investing fees have fallen drastically over the past few decades.
Exchange Traded Funds (ETFs) allow you to invest anywhere in the world with a few clicks of the mouse at a very low cost, even as a small monthly savings plan.
Drivers of the investor-friendly development are direct banks, fintechs and, most recently, neo-brokers.
Trade Republic now makes fractional shares tradable.
Another step forward for investors.
After all, at the stock regulars' table it is more likely that "I have now invested 1000 euros in Mercedes shares" than "I have bought 18 Mercedes shares".
The entry in the security order is now easier, without much calculation, only the amount is necessary.
Even otherwise prohibitively expensive stocks are now investable.
The only problem is the investor himself: In many cases, he does not want to walk on the red carpet that is rolled out for him on the stock exchanges.
Occasionally he prefers to be “advised” on complicated, expensive products.
The investment is very simple: pay attention to the costs.
Only buy what you really understand.
Invest money widely.
Think long term.
All of this is now also possible for private investors: in funds and ETFs, in individual shares and now even in sections.
The only thing missing is the push to actually implement it.
But everyone has to give it to themselves.