<Anchor> This



is a friendly economic time.

Reporter Han Ji-yeon is also here today (the 5th).

Are you saying that the dollar is pouring into foreign currency deposits because the exchange rate has risen a bit recently?



<Reporter>



Yes, the won-dollar exchange rate will go up to 1,500 won from now on.

There is a prospect like this, and demand for not only interest income but also foreign exchange gains is concentrated in dollar deposits.



Looking at the won-dollar exchange rate for the past year, the won-dollar exchange rate, which was around 1,100 won a year ago, continued to rise.



However, it moved around 1,300 won for quite a long time from July to early August, and then went up a little more, but it was still not out of the 1,300 won range.



At the end of August, there was a growing perception that the dollar was "high" and many people were selling dollars.



In fact, the dollar deposit balance rose to $58.4 billion at the end of July after the dollar crossed 1,300 won on June 23, but fell to $57.2 billion at the end of August.



<Anchor>



So, it seems to be after September that this has decreased for a while and now rises again.



<Reporter>



Yes, in August, people just sold dollars, so banks raised interest on deposits in dollars.



As the won-dollar exchange rate reached 1,440 won for the first time in 13 years and 6 months, the demand for dollars increased in anticipation of a further increase.



The balance of dollar deposits as of the 29th of last month by the five major commercial banks stood at $63.8 billion.



Compared to the beginning of the year, this is an 11 trillion won increase in our money.



Compared to the end of August, that is, 9 trillion won increased in the past month alone.



The dollar's deposit balance is expected to rise further as the dollar's strength is likely to continue with the prevailing prospect of a 1.25 percentage point hike in the Fed's two remaining Fed FOMCs this year.



<Anchor>



Is it because of this prospect that you are doing a lot of individual dollar trading these days?



<Reporter>



Yes, it can be seen as a small investment, but these days, the so-called 'Chan Tech', which moves when they earn even a little, are turning their attention to dollars.



I searched for dollars on a used trading platform, and there are many articles about selling or buying dollars.



You may be wondering if it's okay to buy and sell dollars like this, but personal transactions of less than $5,000 are legally allowed.



Also, there is a fee to buy dollars from commercial banks.



Currently, the fee of the five major commercial banks is 1.75%, but using a second-hand trading app can reduce these costs and make transactions easier, so it is emerging as a new jjantech.



<Anchor>



So far, the dollar will continue to strengthen, mainly focusing on the rate hike in the US.

So the demand for dollars will increase.

You said this a lot, but when you invest in financial products like this, they usually say hedging.

So now, to prepare for other risks in the future, this preparation is to prepare for the possibility that the dollar will eventually depreciate, and money is flowing in that regard.



<Reporter>



You are betting on 'if it rises, it will fall someday', but the recent decline in the dollar's strength as the UK ended its tax cut policy is having more of an impact.



In the last month alone, 180 billion won was poured into the Dollar Inverse ETF, an exchange-traded fund that moves in the opposite direction to the dollar value.



More than 130 billion won of funds flowed into one product that doubled the decline in the value of the dollar.



There is also a person who pinpointed exactly when the dollar will fall, and that is Robert Kiyosaki, author of <Rich Dad Poor Dad>.



Earlier, as the British government announced a massive tax cut, on the 23rd, the value of the pound plummeted to its lowest level in 34 years.



In his Twitter account, he said, "Like the British pound, the dollar will follow."



However, it should be noted that there are still many uncertain factors, both internally and externally, so that it is too early to talk about a dollar high.