<Anchor> This
is a friendly economic time.
Reporter Han Ji-yeon is also here today (the 3rd).
hello.
The price of cabbage seems to be a little expensive this month as well.
<Reporter>
Yes, this is the data from the Korea Rural Economic Research Institute, and the wholesale price based on 10 kg was predicted to be 9,000 won as the cabbage harvest decreased this month.
It is 1.5 times higher than 5,000 won a year ago, and 1.3 times higher than the average price of 7,000 won a year ago.
Still, things are a little better than September.
Last month, the production of cabbage decreased due to heavy rain and typhoon, and the peak season for Chuseok was included, so the wholesale price doubled from a year ago to 23,000 won per 10 kg.
It looks like things will get better by the time we make kimchi in November.
The cabbage for kimchi is an autumn cabbage that is harvested from the middle of this month, right?
As the cultivation area of cabbage this fall is slightly wider than before, wholesale prices of cabbage are expected to be stable at the normal level.
<Anchor>
You are saying that the price of kimchi cabbage will drop a little next month.
I'm glad I did.
But even now, you can buy cabbage or packaged kimchi at a reasonable price.
<Reporter>
Although the price of cabbage has risen sharply, there are some places where they will keep the price without raising the price for consumers, even at the cost of some losses.
This is Nonghyup Kimchi.
Is it different from other companies?
CJ and Daesang, which had already raised their kimchi prices once in February and March this year, raised their kimchi prices by around 10% this time.
When I looked for the lowest price on the internet, 3.3 kg of kimchi increased by 3,000 won and is sold at 34,000 won.
Korea Nonghyup Kimchi can be bought at 19,800 won for 2.5 kg, but it is calculated that it is about 400 won cheaper per 100g.
Also, at Costco, you can buy 3 kg of kimchi at 18,990 won, but to prevent hoarding, you can only buy one per member card.
You can buy cabbage at a discount price at large marts. Lotte Mart sells pickled cabbage at half the market price until the 2nd of next month, and Homeplus sells kimchi ingredients such as cabbage and radish from the 7th to the 10th. We are preparing a discount plan exhibition.
<Anchor>
Interest rates are all up these days.
Deposit rates as well as loan rates.
However, only the subscription book interest rate is not rising.
<Reporter>
The interest rate on the subscription account has not moved since August 2016, and has been staying at 1.8% per annum for 6 years and 2 months.
The interest rate on the subscription account is not always the same.
In 2012, it was 4% per annum, which was almost 1 percentage point higher than the base rate of the Bank of Korea.
If you look at the graph comparing the two rates, it fell to 1.8% in August 2016, reflecting the fact that the base rate has generally been lowered since 2012.
Still, at this time, the gap with the base interest rate was 0.55 percentage points, and I would like to act as a bankbook, but the problem is since August of last year.
Although the base interest rate has risen sharply and has reversed, the interest rate on the subscription account has not moved.
There is a lot of demand that the interest rate on the subscription account should reflect the market interest rate, and it is pointed out that the current method of announcing the interest rate for subscription savings under the name of the Minister of Land, Infrastructure and Transport is needed in consideration of the market interest rate, the fund loan interest rate, and financial soundness.
<Anchor>
Interest rates are so cheap that some of you may be wondering what to do with this. What are some things to consider?
<Reporter>
Yes, there are close to 29 million subscription account accounts, and now the interest rate on savings and savings accounts is 4-5% a year, so there are many people who want to break the subscription account that is offered at 1.8%.
In fact, the number of subscribers also decreased for the first time in August, after the subscription account was first created in 2009, and then fell for two months in a row until last month.
The popularity of the subscription book is also waning as it is pointed out that the ranking of the subscription book is not very large.
The interest is low, so I wonder if it is necessary to tie up a large sum of money, but it is too early to unconditionally cancel the subscription account.
If you are looking for a subscription, you should be aware that once you cancel, you will have to start over from the beginning. Also, the subscription passbook can be donated by changing the name. You can pass it on to your spouse, children or grandchildren.