China News Service, Zhengzhou, September 18 (Yang Dayong) Subsidies for house purchases, reduction of housing loan interest rates, mutual recognition of housing provident funds in Zhengzhou metropolitan area... Since this year, many places in Henan have introduced a series of new policies to stabilize the property market. Then, the "Golden Nine Silver Ten" property market How is it going?
Many places in Henan have introduced policies to stabilize the property market
Due to the superposition of multiple factors such as changes in the macroeconomic situation, cyclical adjustments in the industry, structural contradictions and the impact of the epidemic, the real estate market has experienced periodic difficulties, and the Henan real estate market is showing signs of weakness.
To this end, many places in Henan have continuously introduced policies to stabilize the real estate market.
Zhengzhou, the capital of Henan Province, has issued a series of property market relief policies since the beginning of this year, which has continuously boosted confidence for the healthy development of the local property market.
Among them, on August 31, Zhengzhou Housing Provident Fund Management Center issued the "Notice on Matters Concerning the Integrated and Coordinated Development of Housing Provident Funds in "1+8 Zhengzhou Metropolitan Area". From September 1, 2022, Zhengzhou Metropolitan Circle Housing Provident Fund The integrated and coordinated development has entered the implementation stage, realizing mutual recognition and mutual loans, and helping the economic development of Zhengzhou, Kaifeng, Luoyang, Pingdingshan, Xuchang, Luohe, Xinxiang, Jiaozuo and Jiyuan "1+8 Zhengzhou Metropolitan Circle".
At the beginning of September, Zhengzhou City issued the "Zhengzhou City "Work hard for 30 days to ensure the full resumption of construction of the city's suspended real estate" special action plan to ensure the delivery of buildings", "declared war" on all the suspended real estate in the city, and required that by October 6, all the city's entire Zhengzhou be realized. The real estate projects with the problem of suspension of construction continued to resume work in an all-round way.
In fact, not only Zhengzhou City has introduced a series of measures, but many places in Henan have also introduced a number of policies, which have continuously brought "warm air" to the property market.
In May of this year, Zhumadian City issued the "Several Measures for Promoting the Virtuous Cycle and Stable and Healthy Development of the Real Estate Industry in Zhumadian City (Trial)", with a maximum subsidy of 50,000 yuan; Xuchang City's new property market policy is not only for those with a university degree or above, technicians' colleges In addition to the implementation of housing subsidies for graduates from the school, they also increased the provision of personal housing mortgage loans and lowered the housing loan interest rate; in early September, the Zhoukou Municipal Government Office issued the "Notice on Several Policies and Measures to Further Maintain the Stable and Healthy Development of the Real Estate Market"; in mid-September, Luoyang has introduced a government subsidy method for the payment of commercial house deed tax, and buyers who meet the requirements can subsidize 20% of the total deed tax.
Can "Golden Nine Silver Ten" sell well?
Right now, in the "Golden Nine Silver Ten" period of the property market, many places in Henan continue to send policy "warm air" to the property market. What is the effect?
On September 18, Qu Yaolin, who has been engaged in real estate sales for many years, took Zhengzhou City as an example. The second-hand housing market has a high transaction rate because it is an existing house.
Song Xiangqing, vice president of the China Business Economics Association, analyzed that with the release of various favorable policies, market confidence will gradually recover. This round of "Golden Nine Silver Ten" will become a key period for market sales. This year's "Golden Nine Silver Ten" period has a certain performance. The symbolic meaning is not only to test the effect of relevant policies, but also to observe the weather vane of the property market.
He predicted that from the perspective of the development of the entire property market, the property market in Henan will gradually get out of the trough. In a traditional peak season of real estate sales such as "Golden Nine Silver Ten", through the active promotion of developers and the implementation of various favorable policies, there is hope this year. further warming.
On September 17, at a press conference held by the Information Office of the Henan Provincial Government, Wang Yi, deputy director of the province's Department of Housing and Urban-Rural Development, said that around "guaranteeing the delivery of buildings and stabilizing people's livelihood", Henan has promoted 694 work stoppages this year. Construction of unfinished projects has resumed, and 50 unfinished projects have been completed and delivered.
Since the second half of last year, Henan has adjusted the restrictions on purchases and sales, implemented differentiated housing credit policies, and achieved a decrease in both the first-home loan interest rate and the down payment ratio, effectively reducing the cost of personal housing consumption. 10,698 employees who were affected by the epidemic handled provident fund deferred loan repayments, involving a loan balance of 2.22 billion yuan, and encouraged the purchase of existing commercial housing for affordable rental housing and talent apartments, which strongly supported the purchase of housing for talents and the reasonable housing needs of urban and rural residents. .
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