Social security makes a big move, it's about having children!

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　　Editor's note: This is the People's Livelihood Investigation Bureau.

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　　China News Service, August 20 (Chief Financial Reporter Li Jinlei) In order to allow more people to reduce their worries about having children, social security has also made a big move.

Social security supports fertility to play a "combination punch"

　　The National Health Commission and other 17 departments have jointly issued the "Guiding Opinions on Further Improving and Implementing Active Maternity Support Measures", proposing a series of measures in improving maternity insurance and other related social insurance systems.

　　The opinions are clear, and

　　Feng Wenmeng, director of the Research Office of the Institute of Public Administration and Human Resources of the Development Research Center of the State Council, told Zhongxin Finance and Economics that the opinions aimed at the prominent problems faced by different groups of people, and clarified the operation path of implementing maternity insurance for these types of people, and moving towards ensuring the best coverage. state has taken a big step forward.

The relevant measures introduced by 17 departments may seem small, but if they are fully implemented, it will mean a reduction in the burden of real money for ordinary people, which will improve the security level of more people, reduce their childbearing costs, and help increase their willingness to bear children. .

Data map: People handle social security business.

Photo by China News Agency reporter Zhang Bin

Explore flexible employment for maternity insurance

　　According to national regulations, maternity insurance covers employers and their on-the-job employees in accordance with the law. The employer pays the fee, and the individual does not pay. The employees of the unit enjoy two benefits: maternity medical expenses and maternity allowances.

　　According to data from the National Medical Insurance Administration, the number of people participating in maternity insurance in 2021 will reach 240 million, 1.5 times that of 2012.

Eligible medical expenses incurred by women who are not employed and flexibly employed during childbirth can be reimbursed by participating in basic medical insurance according to regulations.

　　However, flexible employment personnel do not have a fixed employer and are not covered by the statutory maternity insurance coverage. Therefore, women of appropriate age often temporarily lose the labor force during childbirth and face the pain point of no economic source.

　　Feng Wenmeng said that there are more and more people in flexible employment now, and a considerable number of them belong to the reproductive age group, but maternity insurance mainly covers formal employees in formal units

　　In Feng Wenmeng's view, maternity allowances actually have a strong compensatory effect on the income of women of appropriate age during childbirth. Therefore, it is necessary to explore the simultaneous participation of flexible employees who participate in basic medical insurance for employees to participate in maternity insurance, so that flexible employees can also receive maternity allowances. It is a substantial benefit for them, and it also forms an incentive for flexible workers to make reproductive decisions.

　　Liu Juan, deputy director of the National Medical Insurance Bureau's Treatment and Security Department, pointed out that

　　The National Medical Insurance Bureau said that local governments have also carried out certain practical explorations, including flexible employment into the coverage of maternity insurance, participating in maternity insurance at the same time as participating in employee medical insurance, and enjoying maternity allowances, and the practice has achieved good results.

　　Zhongxin Finance has noticed that recently, Zhejiang has made it clear that from July 1, self-employed individuals, part-time employees and other flexible employees who participate in the basic medical insurance for employees in Zhejiang will participate in the maternity insurance at the same time. When giving birth, they can enjoy the same standard of medical expenses reimbursement and maternity allowance as other insured employees.

Pay employee medical insurance (including maternity insurance premiums) for those receiving unemployment benefits

　　People receiving unemployment benefits also benefit.

　　According to the requirements of the opinions, to pay employees' basic medical insurance premiums (including maternity insurance premiums) to receive unemployment insurance benefits and protect their maternity rights and interests, the required funds shall be paid from the unemployment insurance fund.

　　Feng Wenmeng pointed out that by using the funds of the unemployment insurance fund to pay employee medical insurance premiums and maternity insurance premiums for those receiving unemployment benefits, it also reduces the worries for these unemployed people to see a doctor and give birth.

At present, the accumulated balance of the unemployment insurance fund is quite large, which can play a greater role.

(Finish)