Xinhua News Agency, Beijing, August 19 (Reporter Wang Youling) The reporter learned from the Ministry of Housing and Urban-Rural Development on the 19th that relevant departments such as the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, and the People's Bank of The bank's special loan method supports the construction and delivery of residential projects that have been sold overdue and difficult to deliver.
Some real estate companies have long relied on the development model of high debt, high leverage, and high turnover. Under the impact of the epidemic and the increasing downward pressure on the market, sales receipts were not smooth, new financing was blocked, and capital chain problems occurred, resulting in some sold Commercial residential projects are suspended or delivered overdue due to difficulties in capital turnover, which damages the legitimate rights and interests of home buyers and affects social stability.
Real estate enterprises, as the main body responsible for guaranteeing the handover, actively dispose of assets, raise funds from various parties, and strive to complete the task of guaranteeing the handover.
In order to prevent the risk spillover of real estate enterprises, the local government takes the territorial responsibility of "guaranteing the handover of buildings and stabilizing people's livelihood", and helps enterprises to ensure the handover of buildings.
At present, with the joint efforts of all parties, positive progress has been made in securing the handover of buildings in various places, but there is still financial pressure.
It is reported that this special loan focuses precisely on "guaranteeing the delivery of buildings and stabilizing people's livelihood", and is strictly limited to the construction and delivery of residential projects that have been sold, overdue, or difficult to deliver, and implement closed operation and special funds.
Through special loan leveraging and bank loan follow-up, support the construction and delivery of residential projects that have been sold overdue and difficult to deliver, safeguard the legitimate rights and interests of home buyers, and maintain the overall situation of social stability.
Relevant departments emphasized that the work of "guaranteing the delivery of buildings and stabilizing people's livelihood" adheres to the people-centered development concept, adheres to the principle of legalization and marketization, compacts the main responsibility of enterprises for self-help, implements the territorial responsibility of local governments, and effectively protects the legitimate rights and interests of home buyers.
While doing a good job in "guaranteeing the delivery of buildings and stabilizing people's livelihood", we will seriously investigate and deal with the violations of laws and regulations behind the overdue and difficult delivery. If the original pre-sale funds of the project are misappropriated, relevant institutions and personnel will be held accountable.
Relevant departments said that they will resolutely implement the decisions and deployments of the Party Central Committee and the State Council, firmly adhere to the positioning that houses are for living in, not for speculation, prudently implement the long-term mechanism for real estate, promptly improve relevant systems and policy toolboxes, and explore new It will continue to rectify and regulate the order of the real estate market, create a market environment that is law-abiding, honest, and upright, and implement city-specific policies to promote a virtuous circle and healthy development of the real estate industry.