From cryptocurrencies to ETFs to special tech stocks: investing in these times is not easy.

Some place all their hopes in their own property, while others try to persevere and wait for better times.

But what is the best strategy?

Here, six private investors tell how they invest in times of high inflation and weaker share prices.

Volker Sigg, 43, computer scientist:

"I rely on cryptocurrencies"

Sarah Huemer

Editor in the "Value" department of the Frankfurter Allgemeine Sunday newspaper.

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My entire focus is on cryptocurrencies, I don't have any stocks or bonds.

The fact that the prices of Bitcoin and Co. have fallen by 70 percent in the past few months does not make me nervous.

As a business IT specialist, I am convinced that blockchain technology, on which cryptocurrencies are based, will be with us for a long time to come.

I see the price slide primarily as a good opportunity to buy cryptocurrencies.

Unfortunately, there is currently less money left for investing than a few months ago: we are a blended family with six children, and the higher food prices are having a significant impact on our wallets.

My favorite currencies include Bitcoin, Cardano and Stellar.

Before I invest in a new cryptocurrency, I take a close look at what it is good for and what technology is behind it.

I am well connected in the crypto community and exchange ideas with others a lot.

Not every cryptocurrency is a good investment, there are many scams in this market.

I can therefore only advise anyone who invests their money in cryptocurrencies to be well informed in advance.

Nadine Obersundermeyer, 46, consultant:

"I scatter with ETF"

When I buy new stock, I currently look to companies that have high pricing power and can pass the increased costs on to their customers.

In addition, I only include companies in my portfolio that I am convinced will remain in the market for decades to come.

I find the consumer goods industry particularly interesting: I still have a lot of faith in the beverage manufacturers Coca-Cola and Diageo, for example.

Even if the falling prices don't worry me too much: I don't want to take too much risk at the moment.

The current situation has once again made me aware of how important a broadly diversified portfolio is.

That's why I invest most of my money in index funds, i.e. in ETFs.

I use four different ETFs, including the MSCI All Country World and a consumer staples ETF.

I invest regularly using an automated savings plan.

What would I choose if I could only choose one stock?

Berkshire Hathaway, the company of famous investor Warren Buffett.

Margit Weichelt, 57, Head of Division:

"I'm investing in my own house"

I am currently holding back on new investments in the stock market.

There are too many uncertainties: the pandemic, the war in Ukraine, climate change.

Nobody knows what will happen next.

I used to buy and sell shares on a regular basis.

I don't do that anymore.

I prefer to sit out the crisis and hold my positions.

In total, I own shares in around 30 companies.

A list in Excel helps me to keep track.

I invest the rest of my money mainly in the renovation of my house.

At the beginning of the year, before the prices fell so much, I withdrew a little money from the stock market to do so.

I'm happy about that now, because the construction work is expensive - and requires patience: I ordered the materials back in March that the workers hired months ago.

I had to wait a long time.

But now it finally works.