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Recently, insurance companies are recommending that you purchase insurance, saying that they will give you 50 million won even if you get a so-called 'pseudo-cancer' such as thyroid cancer.

In particular, it is advertised that now is the last chance, so it is good to check carefully whether you will be able to receive the insurance money properly in the future.



Reporter Im Tae-woo will explain.



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Advertisements that offer up to 50 million won in insurance money if you get pseudo-cancer have increased significantly these days.



[Even the adult plan can treat pseudo cancer up to 50 million won...

.]



This is the last chance to join, which creates anxiety.



[Now pseudo-rock (guaranteed amount) will be cut in half and in half from next week.

Join us at a good time...

.]



'Pseudo-cancer' is a cancer that is relatively easy to treat and has a higher survival rate than general cancers such as thyroid cancer or skin cancer.



So, when a pseudo-cancer occurs, insurance has been paid at a rate of several million won, which is one-tenth of that of general cancer.



However, as cancer insurance no longer sells, insurance companies are competing to sell insurance, claiming that they have increased insurance premiums for pseudo-cancer insurance.



The problem is that insurance companies are more strict when it comes to paying the insurance money after selling the product.



[Insured person not paying insurance: I was diagnosed with pseudo-cancer, so I thought I would receive a diagnosis and made a claim for insurance.

.]



As with the recent cataract incident, there is a risk that the insurance coverage may be lowered by raising the screening criteria later.



[Financial Supervisory Service official: There is a concern that insurance disputes may increase as the insurance industry competitively increases the amount of insurance-like cancer coverage.

.]



You need to take a good look at the insurance product structure to sign up.



[Jun-Young Hwang / Insurance planner: Focusing on the necessary coverage within the household income range, and also looking at and analyzing any existing insurance once, then go in the direction of supplementing it…

.]



When the financial authorities recommend lowering insurance premiums for pseudo-cancer insurance, insurance companies are marketing that sales will end soon, so consumers need careful judgment.



(Video coverage: Gyun-jong Kim, video editing: Ji-young Hwang, VJ: Hyun-woo Park)