Personal training account (CPF) fraud increased sharply in Tracfin's activity in 2021. The financial intelligence unit of the Ministry of the Economy published its annual report on Wednesday, which also shows the persistence of aid fraud. related to Covid-19.
The growing share of CPF fraud was confirmed in the first six months of 2022, according to the director of Tracfin, Guillaume Valette-Valla.
The CPF, which has existed since January 2019, allows any worker to acquire training rights in euros and no longer in hours via an online platform.
It is the Caisse des dépôts (CDC) which directly remunerates the training companies.
Professional criminal networks
But these companies are sometimes empty shells seeking to siphon off public money.
These fake companies swarmed last year: the suspicious transaction reports sent to Tracfin by the CDC or banks climbed to 116 against only 10 in 2020. This represents 43.2 million euros of suspected fraud, against 7, 8 million euros the previous year, according to Tracfin.
Fraud methods have evolved, notes the report of the Bercy cell.
In 2020, scam attempts were based on “classic identity theft schemes”, notes Guillaume Valette-Valla.
Since then, the networks have become more professional and include transnational criminal organisations, particularly outside the European Union.
The CPF fraud is far from being the only public aid system victim of fraud.
Tracfin notes in its report a persistence of Covid-19 aid scams.
Fraud on partial unemployment compensation, the solidarity fund and loans guaranteed by the State thus represented a financial stake of more than 16 million euros.
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