10 A-share banks disclosed their semi-annual performance reports: 9 NPL ratios were less than 1%

　　Up to now, a total of 10 A-share banks have disclosed their 2022 semi-annual performance reports.

From the data point of view, the net profit of these 10 A-share banks in the first half of the year has achieved rapid growth, and the net profit of 3 banks in the first half of the year has increased by more than 30%.

From the perspective of asset quality, the non-performing loan ratios of these 10 banks have been effectively controlled, showing a downward trend compared with the beginning of the year.

　　The 10 banks are Jiangsu Bank, Nanjing Bank, Hangzhou Bank, Suzhou Bank, Qilu Bank, Xiamen Bank, Wuxi Bank, Zhangjiagang Bank, Sunong Bank, and Jiangyin Bank.

　　In terms of total assets, among the above 10 banks, as of the end of June this year, the assets of Bank of Jiangsu, Bank of Nanjing, and Bank of Hangzhou exceeded one trillion yuan, respectively 2,870.587 billion yuan, 1,914.622 billion yuan, and 1,533.328 billion yuan.

　　In terms of revenue, Jiangyin Bank ranked first in terms of revenue growth in the first half of the year.

In the first half of this year, Jiangyin Bank's revenue was 2.036 billion yuan, a year-on-year increase of 25.96%.

The revenue of Qilu Bank, Xiamen Bank, Nanjing Bank and Hangzhou Bank exceeded 15% in the first half of the year, 19.08%, 17.48%, 16.28% and 16.26% respectively.

　　From the perspective of net profit attributable to the parent, Hangzhou Bank ranked first in terms of net profit growth in the first half of the year.

In the first half of this year, Hangzhou Bank's net profit attributable to its parent was 6.585 billion yuan, a year-on-year increase of 31.52%.

The net profit growth rate of Bank of Jiangsu and Bank of Wuxi in the first half of the year both exceeded 30%, 31.20% and 30.27% respectively.

　　It is worth mentioning that, from the perspective of asset quality, as of the end of June this year, the non-performing loan ratios of 10 A-share banks have all dropped from the beginning of the year, and the non-performing loan ratios of 9 banks are less than 1%.

Specifically, as of the end of June 2022, the non-performing loan ratios of Bank of Nanjing, Sunong Bank, Hangzhou Bank, Wuxi Bank, Zhangjiagang Bank, Jiangsu Bank, Jiangyin Bank, Suzhou Bank, and Xiamen Bank were 0.90%, 0.95%, and 0.79%. , 0.87%, 0.90%, 0.98%, 0.98%, 0.90%, 0.90%.

In addition, as of the end of June this year, Qilu Bank's non-performing loan ratio was 1.33%, down 0.02 percentage points from the beginning of the year.

　　Regarding the balance of non-performing loans in banks, on July 21, at the press conference on the operation and development of the banking and insurance industry in the first half of 2022 held by the State Council Information Office, Liu Zhongrui, head of the Statistics Information and Risk Monitoring Department of the China Banking and Insurance Regulatory Commission, said that in the first half of this year , the asset quality of my country's banks remained stable as a whole, and the risks were generally controllable.

At the end of the second quarter, the balance of non-performing loans of commercial banks was 2.95 trillion yuan, an increase of 106.9 billion yuan from the beginning of the year, and the non-performing loan ratio was 1.67%, down 0.06 percentage points from the beginning of the year.

Banking financial institutions continued to increase their efforts to dispose of non-performing assets. The cumulative disposal of non-performing assets in the first half of the year was nearly 220 billion yuan more than the same period of the previous year.