China News Service, July 11. On July 11, the General Office of the China Banking and Insurance Regulatory Commission issued a notice on further promoting the high-quality development of the financial services manufacturing industry (hereinafter referred to as the "Notice"), requiring banking institutions to focus on the weak links in the development of the manufacturing industry. , make good use of the existing financial support policies, actively help enterprises with good credit in the early stage and temporarily in difficulty due to the epidemic, and avoid blindly withdrawing loans, breaking loans, and suppressing loans.
The "Notice" requires that the deferred repayment of principal and interest will continue to be implemented for small, medium and micro enterprises in the manufacturing industry in accordance with the principle of marketization.
For the inclusive small and micro enterprise loans due before the end of 2022 in the manufacturing industry that has been seriously affected by the epidemic, the loan will be given preference according to the actual situation, and the extension period will be appropriately relaxed.
Make good use of monetary policy tools such as incremental incentives for inclusive small and micro loans and re-lending to support small and medium-sized enterprises to ease the liquidity difficulties of small and micro enterprises in the manufacturing industry.
In accordance with the principle of commercial sustainability, through measures such as internal capital transfer price concessions and the establishment of differentiated interest rate pricing authority, we will actively make reasonable profits to manufacturing enterprises.
The "Notice" also requires insurance institutions to improve the risk protection level of manufacturing enterprises, improve technology insurance services, increase the protection of intellectual property rights, scientific research materials and equipment and the quality of scientific research achievements, and promote the first (set) of major technical equipment insurance and new The first batch of materials to apply the pilot insurance compensation mechanism.
Provide comprehensive insurance solutions for technology enterprises in compliance with laws and regulations, and better serve the cross-regional insurance needs of enterprises by underwriting large-scale commercial insurance and master policies.
Insurance funds must provide long-term and stable financial support for the development of advanced manufacturing and strategic emerging industries through investment in equity, bonds, private equity funds, insurance asset management products and other forms under the premise of controllable risks and commercial voluntariness.
(Zhongxin Finance)