Fiscal, tax, financial and other policy combinations to support technology-based SMEs
Innovative "little giants" lighten their burdens and move forward (new economic orientation, stabilizing market players)
Tech-based SMEs have high technology content and strong innovation capabilities, and are the main body of innovation with great vitality and potential.
In order to help technology-based small and medium-sized enterprises cope with the impact of the epidemic, help them solve difficulties and take a good road of innovation, fiscal, taxation, finance, technology and other supporting policies have been combined to continuously optimize the growth environment of enterprises.
How are the implementation of these policies, the reporter went to the front line to investigate.
reduce the burden
Greater tax support
Increasing investment in research and development is an important measure for enterprises to enhance their innovation vitality.
At present, the epidemic has a great impact on the development of small and medium-sized enterprises, and stronger tax and fee support policies can effectively reduce the burden on enterprises, encourage enterprises to increase investment in research and development, and enhance their development potential.
"This year, my country has increased the deduction ratio of R&D expenses for technology-based SMEs to 100%, which means that our R&D funds are more secure, and we have more confidence in continuing to tackle key technologies in the field of photovoltaic power generation." Guangdong Deheng Longyan Energy Pan Caihong, the financial director of the Technology Co., Ltd., told reporters that last year, the company enjoyed an additional deduction of 1.659 million yuan for research and development expenses, which has an obvious effect on reducing production costs, revitalizing the capital chain, and reducing operating burdens.
Since the beginning of this year, the photovoltaic construction projects and product sales orders in the hands of enterprises have reached 33.48 million yuan, and the ratio of super deduction has been further increased.
The additional deduction policy for R&D expenses is a special preferential policy designed to encourage enterprises to increase investment in R&D, with strong pertinence, high gold content and obvious effects.
The more a company invests in R&D, the more tax reductions will be, which will have the effect of encouraging companies to continue to strengthen R&D.
The State Administration of Taxation issued an announcement stating that starting from this year, enterprises can declare and enjoy the preferential deduction policy for the first three quarters of R&D expenses during the reporting period in October each year, and further make this policy long-term and institutionalized to stabilize market expectations and support technology. Innovation.
Since the beginning of this year, the finance and taxation departments have made full use of policies such as tax rebates and tax reductions and increased financial subsidies to support the development of small and medium-sized technology-based small and medium-sized enterprises.
The return of funds is accelerated, and the research and development is more confident.
In March, the Ministry of Finance and the State Administration of Taxation jointly issued the "Announcement on Policies on Pre-tax Deduction of Equipment and Appliances for Small and Medium-sized Enterprises".
"This year, we plan to purchase CNC drilling and milling equipment for new energy auto parts and notebook computer shell projects, and there is a huge demand for funds." Wang Dengjian, general manager of Chongqing Baiyudeng Technology Co., Ltd., calculated the account. According to the new policy, the company will purchase this year. The 5.3 million yuan of production equipment imported can be deducted at a one-time pre-tax rate of 50% in the current year, which is equivalent to the company's return of 660,000 yuan of funds in advance.
Subsidies have been increased and innovation has become stronger.
Since last year, the financial department of Shandong Province has taken various measures to support small and medium-sized technology-based small and medium-sized enterprises to improve their innovation capabilities and core competitiveness.
On the one hand, through the establishment of an incremental incentive mechanism for corporate R&D investment of “more investment, more awards, and less investment, less awards”, a certain percentage of R&D expenses will be subsidized for eligible enterprises; The characteristics are rewarded to enterprises, and a relatively complete enterprise life cycle cultivation system is formed.
Li Xuhong, a professor at Beijing National Accounting Institute, believes that SMEs have always been the focus of fiscal and taxation policy support.
By implementing large-scale tax rebates, it will bring "real money" support to the development of small and medium-sized technology-based enterprises, effectively enhance their confidence in their development, and also have far-reaching significance for improving the job market and promoting the high-quality development of my country's economy.
add motivation
A steady stream of financial life
Some time ago, thanks to the 3 million yuan credit loan provided by Shanghai Pudong Development Bank Wuhan Branch, a biomedical technology company in Wuhan, Hubei successfully launched its research and development results to the market.
"We continue to promote the transformation of scientific research results and concentrate on research and development of products, but at the critical moment when the product goes to the sales stage, the process is stuck because of funds." Mr. Qi, the person in charge of the company, said that promoting products to the market requires a lot of money to purchase raw materials , but due to the lack of effective guarantees, enterprises cannot obtain sufficient loans.
"At a bank-enterprise financing matchmaking meeting, we learned about the needs of the company and took the initiative to connect with it." said Yuan Bo, customer manager of Shanghai Pudong Development Bank Wuhan Branch. , business flow, etc., combined with the exclusive credit scoring model of technology companies, to design a set of exclusive credit solutions.
For technology-based SMEs to take the road of innovation, financial support is indispensable.
In recent years, relevant departments and many regions have continued to improve the policy system of financial support for technological innovation, and encouraged financial institutions to innovate technological financial products and services.
——The policy system is more perfect.
The Beijing Stock Exchange officially opened at the end of last year, positioning itself as the main front of serving innovative small and medium-sized enterprises.
From improving the construction of multi-level capital markets, to increasing credit support for the field of technological innovation, to improving the system of technological insurance products, the development and growth of technological SMEs is inseparable from the escort of financial policies.
"In recent years, my country has actively guided financial institutions to increase their support for the real economy, especially in areas such as technological innovation. Policies and measures in related fields have been introduced intensively, strengthening the guidance of policy tools, establishing differentiated incentive mechanisms, improving risk compensation mechanisms, and promoting financial resources. It is really used on the 'blade'." said Wen Bin, chief economist of Minsheng Bank.
——More diverse products and services.
China Construction Bank Guangdong Branch created a "technological flow" evaluation method to realize the "credit" of intellectual property rights in the financial field through big data; Bank of China Shandong Branch explored a green approval mechanism for technology-based enterprises, giving grassroots institutions more autonomy... Financial The products and services provided by institutions for technology-based enterprises are constantly enriched.
"In the process of rapid development of many technology-based small and medium-sized enterprises, there are often problems of light assets and difficult mortgages, and they cannot obtain loans through traditional financing methods." Wen Bin believes that to solve the financing problems of technology-based enterprises, financial institutions need to innovate technology Financial products and services, change the original technology-based enterprise evaluation system, and support enterprise development through various financing methods such as investment and loan linkage.
At the same time, give full play to the important role of resource allocation in the capital market, encourage more specialized, specialized, and new technology-based enterprises to increase the proportion of direct financing and further optimize the financing structure.
Excellent environment
Use the platform to connect with expert resources
In order to solve the technical problems of water treatment, a few years ago, Lu Caike, chairman of Shandong Dayu Water Treatment Co., Ltd., went to many places, but the effect was not satisfactory.
"Firstly, our company is relatively small, and it is not easy to connect with big experts; secondly, there is no long-term technical consultation mechanism." Lv Caike said of his previous distress.
Like Dayu, the lack of high-level expert resources is a pain point for many technology-based SMEs.
In response to this demand, the China Association for Science and Technology has launched the "Science and Innovation China" platform, which leverages the advantages of national societies and local associations for science and technology to build a bridge between technology-based SMEs and experts.
With the help of the "Science and Innovation China" platform, and through the Tai'an Science and Technology Association, Dayu has established contacts with experts from the Industrial Water Treatment Professional Committee of the Chemical Society of China, and has also jointly established laboratories with many scientific research institutes.
"We have racked our brains to solve problems that we can't figure out, and we can solve them with the help of top experts." Lv Caike said that now we can find experts for advice if we have any problems, and technology is no longer a "stumbling block" that affects the development of enterprises.
Joint technical research and technical service teams have entered the factory workshop... Today, more and more high-quality scientific and technological resources are sinking into the front line of the industry to enhance the innovation capabilities of small and medium-sized technology-based enterprises.
The funding model to support the R&D of technology-based SMEs is also being optimized.
Song Xu, a professor at Sichuan University, registered Chengdu Lingtai Krypton Biotechnology Co., Ltd. last year.
The biopharmaceutical industry has a long R&D cycle and large capital investment. Some experimental equipment can easily cost millions of yuan. For start-ups, it is definitely not cost-effective to spend money on equipment.
After Lingtai Krypton settled in Chengdu Tianfu International Bio City, Sichuan, the innovation platform launched in the park - "Thermo Fisher-International Bio City Joint Innovation Lab" helped Song Xu a lot.
There are many instruments and equipment on the innovation platform, and enterprises can enjoy high-quality scientific research conditions at a lower cost.
"The platform also provides a fully-equipped incubation unit. Enterprises and laboratories can go up and down the stairs. We can settle in almost with a bag." Song Xu said that thanks to the support of the platform, the company has developed rapidly, and the progress of drug research and development is ahead of schedule. 1 year.
The company has grown from the initial 3 founders to an innovative team of nearly 60 people by May this year.
At the beginning of this year, the Ministry of Science and Technology issued a notice proposing that in the key special projects of the national key R&D plan, a certain budget should be listed to fund the R&D activities of technology-based SMEs.
Supporting technology-based SMEs in technology research and development will be an important evaluation indicator for high-tech zones.
In the future, in terms of technology research and development, pilot-scale maturation base, platform construction, etc., the high-tech zone will increase its support for technology-based small and medium-sized enterprises to provide a better environment for their growth.
Our reporter Wang Guanyu Sinan Ge Mengchao