Since the beginning of this year, the Anti-Fraud Center of the Cyberspace Administration of China has investigated and cracked down on 42,000 counterfeit apps

Beware!

A large number of "Li Gui" apps are trying to cheat your money

Platforms such as APP stores should strengthen the security audit of APPs available for download to prevent fake APPs from fishing in troubled waters

　　"Worker's Daily" (July 04, 2022 Edition 04)

　　News from this newspaper (reporter Yang Zhaokui) attracts attention with exaggerated content such as high quota, low interest, no credit check, and fast payment, to screen fraud targets who are willing to borrow, and then pay membership fees, capital verification fees, and unfreeze Fraud in various names such as fees and security deposits... A reporter from Workers Daily recently found that some fraudsters have launched a large number of "Li Gui" apps by imitating platforms such as Jingdong Finance, Majin Finance, and 360 IOUs.

The logos of these "Li Gui" apps are very similar or even identical to the logos of regular apps, so it is easy for people to believe them, but the operators of these apps are trying to deceive consumers' money.

　　The reporter analyzed a typical case published by the Anti-Fraud Center of the National Cyberspace Administration of China on July 1 and found that some "Li Gui" APPs require payment of some fees before consumers apply for borrowing money, and also require payment of capital verification fees during the withdrawal process.

For example, in June of this year, a Shandong consumer, Qin, applied for a loan of 100,000 yuan on the counterfeit APP of “Finance Now”. The platform required 10,000 yuan of financial loan insurance to be paid first, otherwise he could not withdraw cash.

After Qin Mou paid the money as required, he still could not withdraw the cash. The platform required another 50,000 yuan for capital verification fee, and promised to return the insurance premium and capital verification fee together.

　　Some "Li Gui" APPs induce consumers to upgrade to VIP for fraud in the name of discounted handling fees.

For example, in March this year, a consumer from Henan, Qian, invested in futures on the counterfeit app "Great Wall Assets".

The platform's customer service added its WeChat account on the grounds of providing value-added services for free, and informed Qian that he could become a "VIP user" by paying 25,000 yuan, and he could enjoy discounts on handling fees and get priority access to relevant market information.

Qian believed it to be true, so he made a transfer to the designated account, and was finally blocked by the platform customer service.

　　There are many similar "Li Gui" APPs.

The reporter learned from the Cyberspace Administration of China on July 1 that since the beginning of this year, the Anti-Fraud Center of the Cyberspace Administration of China has investigated and cracked down on 42,000 counterfeit apps and included them in the national fraud-related black sample database.

At present, the national fraud-related black sample database has covered and handled 3.804 million fraudulent websites and 514,000 APPs.

Among them, a total of 5,677 APPs were found to be fake JD Finance, 865 APPs to fake JD Finance, and 681 APPs to fake 360 ​​IOUs.

　　In this regard, 360 digital anti-fraud experts remind consumers that there is no need to pay any fees before borrowing from formal financial institutions and borrowing platforms.

The official platform customer service will not contact users through international phone calls, Alipay, or personal WeChat. If you encounter "self-certified official" pictures and videos such as ID cards, work cards, company business licenses, and front desk videos, you must be vigilant.

At the same time, you must download the APP through the official application market, and do not scan the QR code sent by strangers such as the so-called "customer service" to download the APP.

　　The relevant person in charge of the National Cyberspace Administration of China pointed out that fraudsters use counterfeit investment platforms to induce defrauding netizens and cause netizens to suffer serious property losses, which should be paid enough attention.

Platforms such as APP stores should strengthen the security review of APPs available for download, to prevent fake APPs from fishing in troubled waters and harming the majority of netizens.