<Anchor> This
is a friendly economic time.
Reporter Han Ji-yeon is also here today (the 1st).
It's already July.
The second half of this year has started, and there are quite a few things that change from today.
First of all, I think the oil price will come down a bit.
<Reporter>
Yes, starting today, the range of fuel tax cuts will be expanded from 30% to 37%.
This is the maximum allowed by law, and if this is applied, gasoline will drop to 516 won per liter and diesel to 369 won per liter.
Fuel Efficiency If you drive a 10km car 40km a day, you will save 36,000 won per month.
However, in terms of the overall price cut, compared to the previous 30% cut, gasoline has the effect of dropping 57 won per liter and diesel 38 won.
Earlier, even though the fuel tax was cut once more in May, the international oil price went up so much that even after offsetting the cut, the price of oil continued to skyrocket.
It remains to be seen how much the tangible effect will be in the situation where international oil prices are still on an upward trend.
<Anchor>
Are there any changes in the loan system from today?
<Reporter>
Yes, starting today, the upper limit of LTV for first-time home buyers will be eased to 80%.
As everyone knows, if I explain what LTV is, in simple terms, it's something like "I'll lend you money after seeing how much is your house."
If you buy a house for 500 million won, if the LTV is 80%, you will get a 400 million won loan.
It relieves you from the current 60-70% to 80%, so you can breathe a little more.
This applies regardless of the region, price, or income of the house you are buying.
The loan limit will also be increased from 400 million won to 600 million won.
On the other hand, DSR becomes stronger.
To put it simply, you can think of DSR as “I will lend you money after seeing how much debt you have”. No more loans.
If your annual income is 50 million won, your principal and interest must not exceed 20 million won a year.
However, it does not include small-credit loans such as jeonse loans or mid-payment loans.
<Anchor>
And a system called sickness and sickness allowance is also a pilot project, but will it be implemented from this month?
<Reporter>
Yes, even if you are sick, those of you who couldn't afford to rest because of worrying about tomorrow's meal, don't grow a small bottle into a bigger bottle, and you can rest from now on.
Because even if you rest, money comes out.
During the period of absence from work due to illness or injury, 43,960 won per day will be paid.
As a pilot project, it will be implemented in six local governments, including Jongno in Seoul and Bucheon in Gyeonggi Province, and will be gradually expanded.
Among the 38 OECD countries, the only countries that do not implement the sickness allowance system are Korea and the United States.
In fact, the law made it possible to pay the sickness and sickness allowance by presidential decree, but only the name existed.
However, critics are also criticizing this implementation as 'half' because the level of coverage is low at 60% of the minimum wage and the waiting period is up to 14 days.
<Anchor>
From the 12th, you said that there are some changes to the traffic laws?
<Reporter>
Yes, safety is the most important issue, but it is heartbreaking to pay fines and fines for negligence.
Each one is a way to save money and make money, so I will explain a little bit.
First, in front of an unsigned crosswalk in a child restraint area, you must unconditionally stop whether there are pedestrians or not.
Violation of this rule will result in a fine of 60,000 won and a fine of 70,000 won.
Many people have been confused as to who should go first at roundabouts, but this time it is clear.
You have to give way to a car that has already moved on.
Otherwise, a fine of up to 60,000 won and a fine of up to 90,000 won may be imposed with 30 demerit points.
Also, if the pedestrian signal is green when turning right at the intersection, all pedestrians must stop even if they are in the crosswalk or just want to cross.