Zhongxin Finance, June 23. The Quanzhou Housing Provident Fund Management Committee of Fujian Province recently released the "Notice on Implementing the Phased Support Policy of Housing Provident Fund" (hereinafter referred to as the "Notice"), proposing to increase the maximum loan amount for families with two or three children.
The "Notice" clarifies that if an employee's family giving birth or raising two or more children applies for a housing provident fund loan and meets other loan application conditions, the housing provident fund loan amount will be an additional 100,000 yuan on the basis of the maximum loan amount.
The "Notice" also proposes to reduce the loan down payment ratio.
If a worker’s family applies for a housing provident fund loan for the first time to buy the first house, the down payment ratio is adjusted to not less than 20%; if the worker’s family applies for a housing provident fund loan for the second time or buys a second house, the down payment ratio is adjusted to not less than 30%. %.
At the same time, increase the rent withdrawal amount.
For worker families who do not own housing and rent commercial housing in the housing provident fund deposit place, the rent withdrawal amount will be increased from 600 yuan to 800 yuan per month.
The policy adjustment will be implemented from June 23, 2022, and the policy of reducing the loan down payment ratio will be implemented until December 31, 2022.
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