Zhongxin Finance, June 21. Recently, Chengdu Housing Provident Fund Management Center issued the "Detailed Rules for the Implementation of Urban Provident Fund Loans of Chengdu Housing Provident Fund Management Center (Trial)" (hereinafter referred to as the "Detailed Rules").
The Loan Business Management Department of the Chengdu Housing Provident Fund Management Center pointed out that the "Detailed Rules" mainly reflected adjustments in three aspects: adjusting the scope of the number of housing units, developing re-transaction housing loans, and adjusting the minimum down payment ratio.
In terms of "adjusting the scope of recognition of the number of housing units", the scope of the "number of housing units recognized" is adjusted to the housing where the employees are paid and deposited in the place where they purchased the house.
In terms of "carrying out re-trading housing loans", in order to meet the needs of paid-in employees for housing loans, paid-in employees can also apply for intra-city provident fund loans to purchase local re-trading housing.
At the same time, the value of the re-traded housing shall be determined according to the lowest value of the contract price confirmed by the housing construction department where the housing is located and the value of the housing assessed by the real estate appraisal agency, and the loan amount shall be calculated.
In the aspect of "adjusting the minimum down payment ratio", the minimum down payment ratio will be adjusted from 30% to 20% for the purchase of the first house to apply for the same-city provident fund loan; Adjusted from 40% to 30%.
(Finish)