“A person will be able to protect himself from a situation where fraudsters draw up a loan or a loan in his name.
To do this, you will need to fix a special ban in your credit history, ”the regulator’s website says.
Aleksey Lukovnikov, Director of the Bank of Russia Data Management Department, noted that, if desired, a person will be able to set and remove such restrictions for free as many times as he likes.
Earlier, information security expert Alexei Lukatsky, in an interview with Newinform, spoke about new informational occasions used by scammers.
Also, lawyer Mikhail Pryadko spoke in an interview with Izvestia about the trick used by scammers when applying for loans to Russians.
According to him, they most often turn to microfinance organizations (MFIs) because of the simplified procedure for obtaining loans.