Zhongxin Finance, June 14. According to the news on the website of the China Banking and Insurance Regulatory Commission on the 14th, it has recently been detected that there are illegal websites imitating the China Banking and Insurance Regulatory Commission and other financial supervision departments, and publishing false information such as "certified by the China Banking and Insurance Regulatory Commission" and "China Banking and Insurance Regulatory Commission". And fraudulently committed in the name of "official refund" and "cleared refund".
The above-mentioned fraudulent acts infringe upon the rights and interests of financial consumers, damage the reputation of regulators, and have a bad impact.
To this end, the Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission issued the fourth issue of risk warning in 2022, reminding financial consumers to be more vigilant and enhance their awareness of risk prevention and identification. Wait for the relevant departments to report or report the case.
1. The China Banking and Insurance Regulatory Commission has never established or authorized the establishment of a so-called collection channel. Once you find such a situation, please report it or report it immediately
The China Banking and Insurance Regulatory Commission and its local offices have never established or authorized the establishment of any channels such as "official collection" and "refund clearance".
The China Banking and Insurance Regulatory Commission performs administrative functions under the authorization of the State Council, implements unified supervision and management of the national banking and insurance industry in accordance with laws and regulations, and maintains the legal and stable operation of the banking and insurance industry.
All CBIRC offices, as dispatched offices of the CBIRC, perform regulatory functions within the scope of the CBIRC's authorization.
It is the responsibility of financial regulators to protect the legitimate rights and interests of financial consumers, and the China Banking and Insurance Regulatory Commission and its local offices will not charge consumers any nominal fees.
If there is any contact with consumers in the name of "China Banking and Insurance Regulatory Commission", "CBIRC Certification", or claiming to be a staff member of the China Banking and Insurance Regulatory Commission or a CBIRC bureau, and requesting transfers, remittances, and fees under the guise of regulatory authority, consumers should Keep a high degree of vigilance and report the case to the public security organs as soon as possible, or report to the China Banking and Insurance Regulatory Commission or the local banking and insurance regulatory bureau. The situation can also be reflected by calling the 12378 hotline.
2. The China Banking and Insurance Regulatory Commission has repeatedly reminded consumers to protect the security of personal information, beware of fraudulent information acquisition, transfer, charging and other behaviors, and obtain financial services through institutions that have obtained financial business licenses
Criminals often deceive the masses in the name of "official refunds" and "cleared refunds", fabricate "successful cases", and take advantage of consumers' eagerness to recover funds and recover losses in order to achieve the ultimate goal of defrauding funds. money” type of fraud.
I have issued relevant risk warnings many times, reminding consumers to improve their awareness of personal information protection, and be wary of being stolen by criminals such as bank card passwords, SMS verification codes, identity information and other sensitive personal information; be careful of transfers and charges proposed by unknown persons , recharge requirements, and prevent serial fraud routines; for "grass news", "inside news" from unknown sources, and unofficial information released by online platforms such as website information, WeChat group information, etc., it is necessary to improve prevention awareness and identification ability to avoid mistakenly entering scams , being violated by various fraudulent means such as "payback".
Similar fraudulent methods include "repayment" fraud, "official payment" fraud against lenders of P2P online lending institutions, and "false investment and wealth management", "false online loans", "debt settlement and landing", "agent surrender", "white clause compensation" "Bank direct deposit" etc. all take advantage of the psychological characteristics of consumers who are eager to solve difficulties and recover losses, infringe on consumers' information security and property security, and cause consumer property losses.
Consumers should establish the concept of rational investment and rational lending, obtain financial services through institutions that have obtained financial business licenses in accordance with the law, and protect their legitimate rights and interests in accordance with the law.
If you find clues about suspected violations or crimes, please report or report to the public security organs and relevant departments immediately.
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