<Anchor> This



is a friendly economic time.

Today (the 30th), I will be with reporter Han Ji-yeon.

It seems that there are a lot of embezzlement cases these days, but you said that there was data that investigated how much embezzlement by employees of financial companies?



<Reporter>



Yes, I'm worried these days, so I'm thinking of leaving the money to the financial sector. It was found that over the past five years from 2017 to last month, it was found that the company embezzled more than 100 billion won in customer money.



By year, it was below 10 billion won until 2020, but last year it exceeded 15.26 billion won, and this year it was close to 68.8 billion won.



The total number of embezzlement employees reached 174, and if you calculate the amount of embezzlement per person, it is close to KRW 5.3 billion.



Compared to the 200 million won level five years ago, the gap is huge.

By industry, where is the strongest moral hazard?



Banks had the highest number and size of embezzlement employees.

The problem is that after this kind of embezzlement, it doesn't work well.



Refunds over the past five years amounted to only 11.6% of the total amount of embezzlement, about KRW 12.7 billion.



Looking at <Anchor>



, the amount of embezzlement increased a lot this year, but this is probably due to the recent 60 billion won embezzlement incident at Woori Bank.



<Reporter>



Yes, in terms of size, Woori Bank has the biggest moral hazard.

As you can see, over the past five years, there have been nine employees who have committed embezzlement.

The amount of embezzlement is over 63.37 billion won.



The gap is very large even compared to the second place, KB Savings Bank, with 7.78 billion won.



It was recently revealed that the head office employee stole 61.4 billion won, and the scale was increased.



While one person stole more than 60 billion won three times over the course of 10 years from 2012, the bank was completely unaware of this, but only recently figured it out.



Controversy over management inefficiency is also rising as the embezzlement amount is treated as a loss on the books.

Woori Bank's embezzlement amount was the largest, while the amount recovered was the lowest, accounting for only 1%.



<Anchor>



Then, when we looked at where the embezzled money was spent, it was found that many were involved in speculation aimed at a single bang.



<Reporter>



Yes, I invested someone else's money in high-risk assets, but most of them were invested in stocks, virtual currencies, or stock index options.



There are quite a few stories around or on social media that an ordinary office worker made a lot of money by investing billions of won.



It is analyzed that he did not overcome the temptation to make big money with other people's money.



The embezzlement method is becoming more and more daring as the investment has been made large.



Financial companies and financial authorities have said that they are strengthening internal controls whenever such incidents occur, but as the amount grows and the methods become more sophisticated, internal control seems to be insufficient to prevent accidents.



<Anchor>



Let's take a look at the last news today.

The food industry is expanding its vegan business.



<Reporter>



Yes, first of all, vegan means vegans who do not eat any animal products such as eggs or milk other than meat.



This is a vegan restaurant for a ramen company that opened last Friday, and it offers a 'course' dish made with substitute meat as well as various vegetables such as mushrooms, corn, and lotus root.



Another food company opened a casual vegan restaurant earlier, and 13 types of menus are being sold, including soy bulgogi rice bowl and tofu karaage.



A large conglomerate will also open a large vegan restaurant, and the department store main store will open a temporary store with famous overseas vegan brands until the 2nd.



The reason why such large companies are entering the vegan market is the increase in the number of vegetarians in Korea, which increased from 150,000 in 2008 to 2.5 million last year.



It seems to reflect the value consumption of the MZ generation, who recently valued the environment and animal protection.