Apartment transactions in Seoul have decreased to a seventh level compared to a year ago.

House prices have also been stagnant for several weeks.

In the midst of this, as interest rates continue to rise, concerns are increasing among the so-called Youngkul, who have taken out as many loans as possible when buying a house.

Correspondent Han Sang-woo.


Mr. Lee, an office worker, received a loan of 250 million won a year and a half ago and bought a 59㎡ apartment in Seongdong-gu, Seoul.

In the meantime, I thought it was a good choice because the house price went up close to 300 million, but these days, my worries are increasing.

As interest rates continue to rise, the burden increases, as house prices fall.

In fact, 125 million won for a 59m2 apartment in the neighboring neighborhood fell by 125 million won in half a year, and 90 million won for an 84m2 apartment nearby.

[Lee Mo / Office worker: (interest interest) is 200,000 won per month.

It's 200,000 won, because income doesn't go up much, only prices go up a lot, and interest rates go up too.

It will be a burden, and interest rates will continue to rise.

There is something I am worried about.]

While house prices and interest rates are unstable, more properties are piling up.

In particular, the number of properties for sale increased by 10% in Seoul alone during the transfer tax for multi-family homes and after the deferred action.

By the way, although there is still time to report, so far this month, 704 transactions have been made, which is one-seventh of what it was a year ago.

Looking at the statistics, with the exception of Gangnam and Yongsan, most of Seoul, Gyeonggi, and Incheon are all experiencing a drop in house prices for this reason.

Jeonse prices in Yeonsu-gu, Incheon also fell 0.4% in one week, and most regions are weak.

Interest rates are expected to continue rising, which is expected to have a significant impact on the real estate market.