Zhongxin Finance, May 27th. The Ministry of Finance reported on the 27th that in order to help graduates with financial difficulties from their families relieve their employment pressure and support the employment services for college graduates, the Ministry of Finance, the Ministry of Education, the People's Bank of China, and the China Banking and Insurance Regulatory Commission have jointly issued a Issue the "Notice on Doing a Good Job in the 2022 National Student Loan Interest-Free and Principal Repayment".
The specific notice is as follows:
1. The interest on national student loans that should be repaid in 2022 by loan students who graduated in 2022 and previous years will be exempted. Referring to the national student loan interest discount policy, the exempted interest will be borne by the central finance and local finance respectively.
2. The principal of the national student loan that should be repaid in 2022 by loan students who graduated in 2022 or the previous year can be deferred for one year after the loan student applies independently. The deferred loan does not include penalty interest and compound interest, and the risk classification will not be lowered for the time being.
3. The national student loan undertaking bank shall submit the credit information according to the adjusted loan arrangement, and shall adjust the information that has already been submitted.
If the loan student fails to repay in time due to the impact of the new crown pneumonia epidemic, the loan undertaking bank will determine that the relevant overdue loan may not be submitted as an overdue record, and the submitted loan should be adjusted.