Our reporter Du Yumeng
With the release of the signal to stabilize the property market since the end of April, the pace of optimizing the property market regulation policy has accelerated again.
According to the incomplete statistics of the reporter of "Securities Daily", only halfway through May, 36 cities "fancy" introduced property market support policies.
And in terms of content, in addition to continuing to deepen the previous "traditional" means, there are also innovative measures such as "using the stock house as a rental house will not be included in the calculation of the number of households".
Zhang Bo, president of the branch of 58 Anju Room Real Estate Research Institute, said in an interview with a reporter from "Securities Daily" that this year's property market regulation has become more and more prominent in terms of city-specific policies and refinement, especially in terms of demand-side efforts.
In general, under the background of stable growth, it is particularly important to ensure the stable operation of the real estate market, promote the stability of real estate expectations, meet reasonable housing needs, and promote the industry to gradually enter a "virtuous circle".
Since May, a series of support policies for the real estate market have been introduced in many cities, especially Changsha's New Deal is the most "amazing".
For example, the "Pilot Implementation Plan for Promoting the Multi-subject Supply of Changsha's Rental Housing and Multi-channel Guarantee to Revitalize the Existing Houses" proposes that the houses that have been signed and handed over or have undergone real estate registration, after being revitalized for rental housing, will not be included in the number of family housing units calculate.
"This policy design is very novel and practical." Li Yujia, chief researcher of the Housing Policy Research Center of the Guangdong Provincial Planning Institute, said in an interview with a reporter from "Securities Daily". demand; on the other hand, with the “transformation” of stock houses into rental housing, the increase in supply will also help to stabilize or even decline in rents.
So as to realize the effective synergy between "living" and "anti-speculation" of the house.
Ye Yindan, a researcher at the Bank of China Research Institute, also told reporters that the policy jumped out of the traditional government-led idea of the construction of affordable rental housing in the past, and explored the use of personal real estate to rely on market-based means to expand the supply of rental housing through multiple channels.
Changing the main body of rental housing supply from the government to the government and residents can also effectively reduce the government's investment and pressure on the construction of affordable rental housing.
In addition, in terms of policy effects, although the main intention of the policy may not be to adjust the purchase restrictions, it will objectively bring about the effect of "relaxing" the purchase restrictions, which is expected to promote the recovery of the real estate market to a certain extent.
Of course, in addition to this kind of groundbreaking property market support policies, since May, from the perspective of the property market policies introduced by various places, "traditional" means such as reducing down payment, increasing the amount of provident fund loans, granting housing subsidies, and canceling sales restrictions are still the mainstream. .
For example, Lianyungang, Changshu, Jingdezhen, Qinzhou, Yangzhou, Meizhou, Changchun and other places clearly reduced the down payment ratio for the first home or provident fund loan.
For another example, Leshan, Ma'anshan, Dezhou, Jingdezhen and other places clearly increased the amount of provident fund loans.
In addition, Rizhao, Ziyang, Hebi and other places have explicitly given housing purchase subsidies or deed tax subsidies.
In addition, a small number of cities have "conditional" relaxation or cancellation of purchase restrictions.
For example, Yangzhou put forward, "If you are a person with a college degree or above and a family with two or more children who buy a house in the urban area, the current purchase restriction policy does not apply."
Yang Kewei, deputy general manager of the Crane Research Center, believes that the current real estate support policies issued by many cities have become more and more rich in content, and their intensity has been significantly increased, which has touched the relaxation of core control policies such as loan restrictions and purchase restrictions.
However, if you want to effectively boost the real estate market transaction performance, the follow-up property market support policies need to address the "three uncertainties" that home buyers are worried about.
That is, it is uncertain whether the house will be delivered on time, whether the house price will fall, and whether the monthly payment will continue.
Only by dispelling these three concerns of home buyers can we effectively improve the effectiveness of the policy and achieve a win-win situation for all parties and a virtuous circle of the industry.
"Because the real estate industry is large in scale and has a long chain, its role in driving my country's economic growth and stabilizing the economy is obvious. In addition, due to the many upstream and downstream industries associated with the real estate industry, it can be said that the stabilization and recovery of the real estate market is important for the financial industry. Risk prevention and control is also of great significance." Zhang Bo said that from this perspective, more supportive policies for the property market can be expected in the future.Keywords: