The six major banks earned 4 billion a day in the first quarter! The net profit of "Universe Travel" is close to 4 Banks of Communications

　　As of April 29, the first quarterly reports of the six major state-owned banks in 2022 have all been released.

According to statistics from Sino-Singapore Jingwei, the total net profit of the six major state-owned banks in the first quarter was about 356.188 billion yuan, and the daily profit was about 3.958 billion yuan.

　　In terms of operating income, ICBC will have the highest revenue in the first quarter of 2022, at 226.858 billion yuan, while China Construction Bank and Agricultural Bank are both above the 200 billion yuan threshold.

Although the revenue of Postal Savings Bank is only 85.17 billion yuan, which is far less than that of industry, construction, agriculture, and China, the growth rate is the highest among the six, reaching 10.14%.

　　From the perspective of net profit, in the first quarter of 2022, the net profit attributable to the parent company of the six major state-owned banks, from high to low, is Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China, Postal Savings Bank, Bank of Communications, and "Universe" Industrial and Commercial Bank of China The net profit reached 90.633 billion yuan, a year-on-year increase of 5.72%, and the daily profit was about 1 billion yuan.

　　From the perspective of asset quality, the non-performing loan ratios of the six major state-owned banks were "two levels and four declines", and the provision coverage ratios all increased.

　　Specifically, Bank of Communications has the highest NPL ratio of 1.47%; Industrial and Commercial Bank of China has a NPL ratio of 1.42%; China Construction Bank has a NPL ratio of 1.40%; Agricultural Bank has a NPL ratio of 1.41%; Postal Savings Bank has a NPL ratio of 0.82%; The rate was 1.31%.

The provision coverage ratio is an important indicator to observe whether a bank’s financial risks are controllable. In the first quarter, the provision coverage ratio of Postal Savings Bank was the highest, reaching 413.58%; the provision coverage ratio of Agricultural Bank increased by 7.77 percentage points year-on-year, the highest growth rate. .

(Sino-Singapore Jingwei APP)

(The opinions in this article are for reference only and do not constitute investment advice. Investment is risky, and you need to be cautious when entering the market.)