On the evening of April 28, the Guiyang Municipal People's Government issued the "Notice of the General Office of the Municipal People's Government on Promoting the Virtuous Cycle and Healthy Development of the Real Estate Industry" (hereinafter referred to as the "Notice"), which mentioned encouraging . Guide financial institutions to implement the 20% down payment policy for the first home loan.
For families who own a house and have paid off the mortgage for the purchase of a house, if they apply for a loan to buy an ordinary house again in order to improve their living conditions, support and guide financial institutions to implement the loan policy for the first house.
In terms of reducing the development cost of enterprises, the "Notice" announced the adjustment of the payment ratio of the land use right bidding deposit.
When the state-owned construction land use right is transferred by way of bidding, auction or listing, the bidding deposit shall be implemented according to the prescribed minimum ratio (20% of the initial listing price), and transactions are allowed at the initial listing price.
The surrounding area (city, county) government shall, in combination with the planning and design conditions and the regulations on the construction and management of educational supporting facilities in newly-built and renovated residential areas in Guiyang, coordinate the implementation of regional distribution facilities. establish.
The land transfer fee for the underground parking space is specially used for the supporting construction of the public construction of the project.
In terms of credit demand, the "Notice" proposes to increase the support of housing provident fund, make use of the value-added income of housing provident fund, take personal interest-subsidized loans to leverage commercial bank funds, and expand the benefits of the housing provident fund system.
The scale of new personal interest supplementary loans was 2 billion yuan, and the loan issuance time was controlled within 3 months.
Obtain credit support from financial institutions.
Guide financial institutions to implement relevant credit policies, and for high-quality real estate enterprises, on the basis of risk control, moderately increase support for liquid loans, mergers and acquisitions, etc., to meet the reasonable financing needs of construction enterprises; guide commercial banks and financial institutions to not stop at will Loans and withdrawals of loans to maximize support for the completion and delivery of projects under construction on schedule.
In addition, the "Notice" also requires to improve the liquidity of the stock of commercial housing.
Accelerate the revitalization of non-residential commercial housing land stock. For non-residential commercial housing projects that have been sold but not yet built, on the premise of improving public construction facilities, it is allowed to apply for adjustment of nature according to procedures for residential or emerging industries, elderly care industries, cultural and educational industries, and sports. For the development and construction of industrial and other purposes, it will promote the destocking of non-residential houses; for those adjusted to residential houses, in principle, they will be used for the construction of resettlement houses and affordable rental housing.
In order to encourage physical resettlement, in accordance with the principles of voluntary participation, selection of preferred housing, and self-selection, the local (city, county) government organizes the existing housing as resettlement housing, adjusts the existing resettlement housing, etc., broadens the channels for raising resettlement housing, and enriches and improves the resettlement housing. source library.
In terms of improving the housing supply system, it is necessary to strengthen policy support for subsidized rental housing.
For renters who conform to the "Interim Provisions on the Management of Guiyang Municipal Youth Talent Apartments", rent subsidies will be issued for two consecutive years according to the standard; for new citizens and young people who have newly settled in and work in Guiyang, Guiyang, renting subsidized rental housing, in principle The rent is charged at 80% of the rent for the same quality house in the same location.
In addition, it is necessary to relax the purchase conditions for housing with common property rights.
Those who meet any one of the college degree or above, have paid social security for 3 years or more, and paid taxes for 2 years or more can apply for the purchase of a common property housing for sale.
The data on changes in the sales price of commercial residential buildings in 70 large and medium-sized cities released by the National Bureau of Statistics in March 2022 shows that in March 2022, the sales price index of new commercial residential buildings in Guiyang increased by 0.2% month-on-month and decreased by 0.7% year-on-year. The index fell 0.9% month-on-month and 3.4% year-on-year.