Banks struggle to win new customers.

And for this, they are willing to bring out all their commercial artillery.

The most restless customers who don't mind changing banks can take up to 300 euros as a gift or subscribe to Netflix or Spotify for six months for free.

Of course, the best offers usually have

small print

.

So it is important to read it carefully to avoid disappointment in the future, warn experts from the financial product comparator HelpMyCash.com.

"With few exceptions, to get a gift you have to domicile the payroll in the bank and keep it for one or two years," they point out.

But what are the best deals?

HelpMyCash experts have analyzed the market in search of the

best promotions and gifts for direct debiting a salary

this year.

Abanca gives away 300 euros net

Customers who want to take cash and hard cash can go to Abanca.

The Galician entity gives away 300 euros net to

customers who open a Clara Account

during this year and direct a salary or pension of at least 1,200 euros.

It will be necessary to maintain the direct debit income for at least two years.

The account

has no fees

and neither does the associated debit card.

In addition, if at any time the client stops receiving their income, they will not have to pay commissions, since the account will continue to be free.

Of course, if you breach the permanence commitment, you will have to return the proportional part of the gift.

6 free months of Netflix, HBO Max, Spotify...

Those who pay a subscription to a

streaming

platform every month , which are not few, are in luck.

BBVA reimburses them for six months the amount of the subscription to

Netflix, HBO Max, Spotify, Play Station Plus, Disney Plus or DAZN

, with a maximum of 9.99 euros per month.

The bank will refund the amount of the first subscription charged each month to the Aqua debit card.

In total, the savings will be up to 59.94 euros in six months.

To take advantage of this promotion, all you have to do is be a new BBVA customer and

open an Online Account without Internet fees

before June 30.

It is not necessary to domicile a payroll, nor to maintain a minimum balance nor to comply with a permanence, they point out from HelpMyCash.

The account is free even if regular income is not received.

Bankinter pays up to 5% APR

Bankinter's offer is not a gift as such, but it is nonetheless remarkable.

With your

Salary Account without commissions

you can get

up to 340 euros gross in two years

.

How?

Thanks to its profitability.

The account has an interest of up to 5% APR the first year and up to 2% APR the second on the first 5,000 euros.

It is the most profitable on the market, indicate HelpMyCash sources.

To open it you have to domicile a payroll of at least 800 euros, pay three direct debit bills per quarter and make three card purchases every three months.

The credit card has no issuance or renewal fees.

You do not have to comply with any permanence, but if you stop direct debiting the payroll, the account will not accrue interest.

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