Zhongxin Finance, April 24th. At present, in the cycling insurance market, a common type of insurance is cycling accident insurance, which mainly protects the personal accidents and third-party liability of enthusiasts during cycling, and satisfies cycling enthusiasts and underwrites car owners at the same time. Are there any insurance products for personal safety and bicycle property damage?
According to He Jian, general manager of the insurance business department, insurance and outdoor sports will become a symbiotic relationship in the future, and a professional insurance service platform will truly play the role of a "connector".
In addition to focusing on the development of innovative products in specific industries, it is also necessary to do a one-stop co-ordination of pre-risk prevention, mid-event risk warning, and post-event risk services.
Focusing on this demand, a few days ago, the insurance service platform of Huize released the sports-high-end bicycle damage insurance, which shows that in addition to the personal accident liability and third-party liability of the owner during the riding activity, the insurance content includes: It also covers damage repair claims for bicycles.
The insured object of this product is the purchase amount of 5,000 to 150,000 yuan of bicycles and the owner himself. It is developed by Bianbao, underwritten by China Life Property and Casualty Insurance, and reinsured by Munich Re. The first batch of cooperative brands is the well-known bicycle brand - SPECIALIZED.
Jin Liqing, chief product officer of ANKO Oule, said that when the car owner is injured in an accident while riding, and on the premise of complying with the terms and conditions, we can arrange for the corresponding transfer to the nearest and most suitable location where the accident occurred. Organization, so that car owners can get more timely and professional treatment and services; when the vehicle is damaged and needs to be repaired, you can directly arrange the nearest SPECIALIZED car shop to enjoy smooth claims and maintenance services.
Yang Shoucan, marketing and sales director of SPECIALIZED, said at the press conference that the annual scale of China's bicycle increment is about 3 million, of which about 1 million are more than 5,000 yuan. Based on this, it is estimated that the overall premium scale of the high-end new car market will exceed 500 million. Yuan.
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